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Private Car Package Policy

There are 2 types of covers covered in this policy i.e. one loss/ damage to the vehicle insured (own damage) and second is third party liability cover which includes bodily injury and/or death and property damage of other person due to your vehicle. This will be subject to the limits of liability as laid down in the schedule of the policy and indemnify theinsured in the event of an accident caused by or arising out of the use of the vehicle and the insured shall become legally liable to pay.

Private Car Package Policy Add On covers

By paying additional premium for the below add-on covers, one can enhance the coverage under private car package policy or own damage policy:

  • Zero Depreciation
  • Key Replacement
  • Daily Allowance
  • Engine & Gear box protect
  • Return to Invoice (RTI)
  • Tyre Cover
  • No Claim Bonus Protection Cover
  • Consumable Expenses
  • Loss of personal belongings
  • Road Side Assistance
  • Emergency Transport & Hotel Expenses
4-Wheeler (Car) Insurance


The Easiest Portal Where You Can Get All The Detailed Information About 4-Wheeler (Car) Insurance

Are you looking for the best, competitive, flexible, cost effective and economical 4-Wheeler (Car) insurance plan? You have knocked the right door, we at My Risk Cover have all the detailed information about the 4-Wheeler (Car) insurances. Here, you will be offered with the best information about the plans, which will be within your budget. You don't need to go anywhere else, you will get all the details here at My Risk Cover.

4-Wheeler (Car) Insurance

4-Wheeler insurance can be advantageous and favourable for Cars, Trucks, Taxis, Jeeps & other 4-Wheelers. The 4-Wheeler insurance is very much valuable in claiming the finances, which may arise due to collision, or any physical damage to your vehicle.

Why Is 4-Wheeler (Car) Insurance Profitable?

4-Wheeler insurance is very profitable for you at the time of claiming the cost, which may arise due to accident/ collision. As, if a vehicle gets damaged due to an accident, fire, stolen or anything else, then you don’t have to spend money on it, as with the help of the best 4-Wheeler insurance you can claim everything that will be cashless too.
Apart from this, if you are having 4-Wheeler insurance cover, then you can have a supremacy of the personal accidental cover. This will be beneficial in delivering claim against permanent or total disability or death in case of accident.
There are various authorised service centres, which are covered under the 4-Wheeler, where you get the advantage of cashless services. No matter if your 4-Wheeler gets minor or major accident, you effortlessly take the benefit from 4-Wheeler.

4-Wheeler Insurance Types


1.Comprehensive 4-Wheeler Insurance

The comprehensive 4-Wheeler beneficial in claiming all kind of damages, which arise to your own car or third party damage. If you are seeking to cover all the damages, which can arise to your car during accident, collision, stolen or natural disaster, then the comprehensive 4-Wheeler insurance is very much advantageous for you.
Comprehensive 4-Wheeler insurance Includes

  1. Own damage premium
  2. Third-party premium
  3. Goods and services tax
  4. Charges that arise on additional cover


2.Third-Party 4-Wheeler Insurance

The third-party 4-Wheeler can be claimed to the third party and even on their property. Third-party cover is mandatory.
Third-Party 4-Wheeler Insurance Includes:

  1. Third-party damages
  2. Compensation is provided to the affected person if a person gets disabled or died in accident.
  3. Personal accidental cover of owner-driver can be opted
Few important tips for saving money on the 4-Wheeler insurance plan

Being a member of AAI or automobile association, you can get a concession on your insurance premium.
While opting no claim bonus, you can easily avail approximately 50% discount on your premium after every consecutive year.Always choose a authentic IDV, you will pay less on your premium payment.

Why necessary to compare 4-Wheeler Plans?

Please don't ignore to compare 4-Wheeler (Car) plans. we will let you know about the advantages of comparing 4-Wheeler (Car) plans.

  1. GET Customized Policy
  2. Discounts
  3. Avail Better Premium Rates


Always Compare 4-Wheeler (Car) Plans Online:

Comparing premium of two or more different insurance companiesis always advantageous in saving money. Once you have compared the 4-Wheeler (Car) money, you will get the best plans too.
TRANSPARENCYUpon comparing the 4-Wheeler (Car) plans, you can find out what the things that are covering in a particular insurance plan are. You can also check what the things that particular insurance services provider is offering to you are.
MUST CHECK ALL AVAILABLE OPTIONSWhile comparing insurance plans, you will come across many available options which are available with detailed plan and option to choose various riders too, which will be appropriate and as per your requirements.
SAVE MONEYAs we have discussed earlier, while comparing the insurance plan, you can easily save your money. While comparing, you can easily get free quotes from the insurance services provider.

Importance of 4-Wheeler (Car) Insurance?



Getting 4-Wheeler (Car) is compulsary in India . According to the Motor Act, 1988, all of the vehicles should have third-party insurance cover.


While buying or renewing 4-Wheeler (Car) insurance online, this will be more time and money saving option


If you opt online 4-Wheeler Car insurance plan, there is no need for you to worry at all from buying policy to claim re-imbursement (in case of accident)






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