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Citi Bank Personal Loan Interest Rate is very reasonable and startsat 10.50% and goes up to 18.99% at max. For easier loan repayment process, the interest rate remains the same through out the loan tenure. Available loan tenure in Citi Bank Personal Loan is 6 months to 60 months.  Minimum and maximum loan amount are Rs. 50000 and Rs.30 lacs respectively. Citi Bank offers best personal loan in India with flexible interest rate.