Anytime you’re hurt on the job in New Jersey whatever the course with three exceptions you’re entitled to some benefits through workers compensation law. These exceptions are self-inflicted injury, intoxication and horseplay or fooling around. Outside of those three, any other type of injury in any way on the job entitles you to the compensation.
Now the compensation can be up to three different benefits:
- Payments of the 100% of the medical bills necessary to treat your injury. However, your employer or insurance carrier has the right to designate the doctor that you should see. In fact, if you see a different doctor who is not designated, the insurance company does not have to always abide by that doctor’s recommendations and does not have to pay that doctor. So you need to see an authorized medical professional. This is a major component of workers compensation law Woodbridge NJ.
- The second benefit is the payment of what’s called temporary total disability. It’s a payment for the time that you were out of work following an injury during the course of three months usually, for 2012; it’s limited to $810 a week. And the benefit is 70% of your gross weekly pay and your GWP is the payment you make before any deductions come out of it. Typically, calculating your lost wages is the work of a personal injury law expert that you hire for legal assistance.
- The third and what I think is the most important benefit is a payment for the permanent effects of the injury. Essentially, when all your treatments end, you’re entitled to file a document called the claim petition with the worker's comp code. That starts your case for permanent aid. Following that, you will be examined by the doctor on your side and the doctor of the insurance company’s side. The report will give an estimated disability.
There may come a time while you’re taking treatment by your doctor and he may decide you are able to return to the work with some restrictions. This may be called ‘Late Duty’ or ‘Sedentary Duty’. The restrictions could be temporary or permanent. Temporary restrictions usually occur while you’re still seeing the doctor and recovering from the injury.
Worker’s compensation becomes reasonable when you’re injured at the employer’s property. You may not be eligible for any benefits if you had been injured while making a side-trip or handling personal chores. For more information on personal injury law Woodbridge, you may consult a qualified personal injury attorney.