The top reason for this regret stems from the financial burden that comes with timeshares. Not only is there the significant cost of the original purchase, but there are also rising maintenance fees, the risk of special assessments, and the reality of lifetime contracts. On average, a timeshare costs over $20,0003 purchased new from the resort. Many owners finance this purchase, oftentimes through a credit card through the timeshare company directly. This means that they are making money off of both the original sales price, and interest accrued through the mortgage. With an average interest rate of 14%4, these high interest loans are a huge profit center for the timeshares.