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Advantages of Garage Liability Insurance Include:

  • Parking space for automobiles in a garage
  • Businesses in the auto industry where the potential of third-party lawsuits is high
  • Rubbish dumps
  • This coverage is an extension of the business's primary liability insurance. In the case that primary liability insurance is insufficient to pay for damages awarded in a lawsuit, the garage's excess liability policy would kick in.

Liability insurance is a must for garages because of the risk of physical harm to customers and other people. Garages, towing services, vehicle repair shops, and similar establishments see a high volume of customers every day. These are the kind of companies that might benefit from having this coverage.

Garage liability commercial insurance is mandatory for any company that services, sells, or keeps automobiles in a public place. Examples of such companies are:

  • Shops that sell cars
  • Garages specializing on automobiles
  • Quick lubes, mufflers, and tires
  • Services of a wrecker
  • Parking lots and impound areas
  • Owners of parking lots and car storage facilities

According to fitsmallbusiness.com, the following industries may all benefit from garage liability insurance:

  • Car cleaners
  • Repair facilities for vehicles
  • Auto service centers and mechanics
  • Automotive repair centers and oil change garages
  • Centers for Vehicle Emissions Testing and Inspection
  • Places That Fix Auto Glass
  • Wrecker services
  • Garages for cars
  • Shops that sell cars

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