1. Health

How history of present illness helps assess life expectancy | Telegenisys Inc.

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History of present illness is a summarized description that gives information regarding the progression of the client’s active illness from the onset to the present.

 The cost of insurance premium is based on risk and history of present illness will help underwriters to determine if there is increased risk to the insurer, and according to the level of risk, the premium for the client will increase or decrease. Here are the present illness factors that are considered.

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