1. SEO

Credit Line for Wedding Shopping in India

Disclaimer: This is a user generated content submitted by a member of the WriteUpCafe Community. The views and writings here reflect that of the author and not of WriteUpCafe. If you have any complaints regarding this post kindly report it to us.

The big fat Indian wedding is only getting fatter! Grand-scale extravagance ceremonies and the thrill of splurging go hand in hand. It is no surprise that an Indian wedding is known worldwide for its grand spectacle and lavish settings. The total average expense arrives at around ₹20 lakhs to ₹40 lakhs, which may exhaust your savings. 

This is when you may turn to a credit line. The top digital lender allows a mix of BNPL or retail loans and one personal loan to cater to both online and offline costs. Look at how it might be your saviour if you wish to have a dreamy wedding without a financial crunch. 

Credit Line: What Is It?

Work with a fintech company that offers a cash reserve of up to ₹2 lakh. It must be payable in 12 easy EMIs. The maximum amount usually depends on current salary, credit history and credit score. You can withdraw the full amount or in parts – at your convenience. The best part is that the top digital lender will only charge interest on the money spent instead of the overall limit. This makes the whole procedure quite affordable. You may use the credit line for the following:

  • Booking the venue, florists and décor vendors
  • Multiple cuisine selections with top-notch caterers
  • Arranging functions like Haldi, Sangeet and Mehndi
  • Buying wedding attire, gifts and similar essentials
  • Taking care of guests and their requirement

The minimum salary criteria are ₹15,000 per month. Make sure the money is credited via direct account transfer from your employer. To avoid complexities, learn about the processing fees (1% of the total loan amount or ₹500) beforehand. 

How to Apply for a Credit Line for a Wedding?

Withdraw only as much as you need rather than a particular upper limit. All you have to do is download the app from the App Store or the Google Play Store and do the following:

Step 1: Upload the necessary documents and finish the verification process. 

Step 2: Click on Credit Line on the products screen and set a limit by moving the slider. 

Step 3: After the approval is processed, you will get both products. 

Now you may use the loan for wedding shopping online from popular e-commerce like Myntra, Flipkart and Amazon. You do not have to worry about your budget since the EMI system takes the burden off your shoulders. The due date is common for BNPL and personal loans, so you do not have to keep track twice. But keep the penalty (0.1% per day) in mind, which is levied when you miss or delay the instalments. 


A personal line of credit lets you borrow money on a revolving basis without opting for a new loan. This speeds up the process and saves effort too. You may apply for credit line products for last-minute wedding planning as well. 



Welcome to WriteUpCafe Community

Join our community to engage with fellow bloggers and increase the visibility of your blog.
Join WriteUpCafe