Democratizing Credit: How Online Personal Loans Are Boosting Financial Inclusion Across India
For generations, the traditional banking model in India operated on a highly restrictive framework. Access to formal credit lines was largely skewed toward individuals residing in major metropolitan areas who could provide continuous employment history slips from multinational corporations. This rigid setup unfortunately left millions of aspiring freelancers, self-employed retail shopkeepers, and regional professionals completely cut off from formal credit channels. Today, the widespread adopti
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