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ECHS Card: All You Need To Know About It

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The Ex-Servicemen Contributory Health Scheme was introduced back on 1st April 2003. According to the scheme, the Ex-servicemen pensioners and dependents will be eligible for receiving allopathic and AYUSH Medicare schemes.

Once you activate the ECHS Card status, you will be eligible for receiving various medical benefits ranging from polyclinics to government hospitals. Furthermore, they will also be responsible for granting the benefits through any impaneled private hospital all across the country.

The ECHS Scheme

The ECHS scheme aims at managing the armed forces and existing infrastructure. Ever since the program has been developed, the Department of Ex-Servicemen Welfare will be eligible for receiving the ECHS login benefits. There are different ECHS polyclinics, each aimed at a particular purpose. The contractual staff for ECHS is usually decided to depend on the load capacity.

Command and control is also an important factor to consider. The structure is usually decided depending on the administrative and financial powers as per the scheme. Furthermore, the power is bestowed upon the Army, Navy, and Air Force. The central headquarter is responsible for managing the ECHS functions.

What are the benefits of becoming an ECHS member?

Becoming an ECHS member will make you eligible for receiving the ECHS Card. Once you do the login, you will be eligible to receive the benefits. Some of the common benefits of becoming an ECHS member include the following:

  • The lifetime contribution will range from Rs 30,000 to Rs 1,20,000, depending on the Grade Pay.

  • There will be no monetary ceiling for the treatment.

  • The indoor and outdoor treatment will be given facility for the payment.

  • There is no medical limitation for becoming a member.

  • It will cover the eligible dependents and spouse prices.

Is the ECHS scheme available only for army ex-servicemen?

One of the most asked questions is if the ECHS scheme will be available only for the army ex-servicemen. However, it is not. The scheme is available or applicable for everyone who has served in the following departments:

  • APS Pers

  • Whole-time NCC officers

  • Air Force

  • Army

  • Navy

  • Indian Coast Guard

  • Special Frontier Force

  • MNS

  • TS

  • DA.

However, the individual applying for the job must receive a pension from the PCDA.

When does the medical cover start?

When you receive the ECHS Card, your first question will determine when the medical cover will start.

Is everyone eligible for ECHS?

No. Some of the common reasons which may be exempted from the ECHS scheme include the following:

  • War widows

  • Pre-1966 retirees.

  • Battle casualties.

If the ECHS pensioner dies, will the parents get the benefits?

As per the rules, the parents will receive an ECHS membership. However, as per the rules, they should be the dependents of ESM, and the names must be mentioned in the Discharge Book of ECHS members. Inclusive of DA, the income of the individuals should be less than 9000 to be considered for the pension.

The ECHS facility sets all the rules and regulations. It is crucial to analyze the factors and then apply for the ECHS cards.

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