How to insure your impounded car? If your car is being driven or even just parked on a public road, you should have sufficient car impound insurance and road tax; if you are caught driving without these, your vehicle is at risk of being impounded by the police. You will need to provide proof of insurance as well as different other documents to get your vehicle back.
If your vehicle has been impounded by the police and towed away for no tax or no insurance, you will need specialist impound insurance in order to get your impounded vehicle released from the police pound. Not all insurance brokers will offer you cover for your impounded vehicle, however, certain expert brokers are able to provide insurance cover good to recover your impounded car.
Why use impounded car insurance?
Unfortunately, many standard car insurance providers will not include cover for police impounded vehicles. If your car is impounded, you should add suitable cover to your ongoing cover to your existing insurance policy or find specialist impound insurance. Some insurance might also offer cover with proof of insurance documents sent to you straight away so you can get your vehicle back on the road.
Why are cars and vans impounded?
The police and other authorities have all the right to impound your vehicle for many reasons, such as:
- Your vehicle is not insured
- Your vehicle is not taxed
- Your van is illegally parked on public roads
- Your vehicle is not taxed on private land and without a SORN
- The police recognize you are using your vehicle in a dangerous way
- Someone else is driving your vehicle without a license or a valid insurance
How can you recover your vehicle?
If your vehicle has been impounded by the police, it will take to the police pound. To get it released, you will be required to follow these steps:
- The police will provide you with a form when they take your vehicle at the roadside
- You should attend a police pound within 7 working days to provide the required documentation
- You will be required to show your driving license or form of ID
- You will be required to show the vehicle’s MOT certificate
- You will need to show the vehicle’s log book
- Proof of current road tax on the vehicle the vehicle
- You will also be required to show proof of a current valid vehicle insurance
- If you took out this insurance policy after the vehicle was impounded then you should also declare to the insurance broker any relevant pending convections
- Once the police have examined that your insurance document is in order, they will provide you a release notice enabling you to collect your impounded car from the relevant pound.
- It is likely that only the registered owner of the vehicle will be allowed to retrieve it other than in good condition.
- There will be a release fee and daily storage charges free to be paid
- If not collected within 14 days, the vehicle will be scrapped, auctioned, or crushed.
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