Getting involved in a car accident can cause a lot of heartaches, as the legal implications can be huge even if you and the other party have very few to no injuries. And nothing puts can spoil your day quite like a fender bender when you're going on with your daily. And it gets worse if you find out that the driver who hit you does not have car insurance. Or it could be the other way around, you may be the one driving around without car insurance. You may think that this won't happen to you, but you will be surprised to learn that a large number of drivers do not have car insurance at all or have legally inadequate insurance per state law. And when you're in such a situation, Personal Injury Lawyers in Las Vegas Nevada can guide you through the process.
Car Accidents With Uninsured Drivers- Lawyers suggest victims never leave the scene of the accident until you call the police, ensure that the report has been made, and they have been medically evaluated. Another crucial step that they should take is to make sure that all party's insurance information is collected at the scene by the police. Because if you make deals between the parties under the table, you may end up forfeiting many legal rights and violating the terms agreed with your insurance company. And if the other party has no insurance, the only way you will find out is we the police look up their insurance status.
If You Don't Have Insurance- In the worst-case scenario, if you are the uninsured driver, remember that the process of determining fault will still occur per the state law, so all hope is not lost. And you will still be able to contact an injury law firm that can assess your ability to recover from another at-fault doctor. And if you are caught driving without insurance, never leave the scene, as it would be considered as “hit-and-run” which is a felony with significant legal penalties.
If The Other Party Has No Insurance- If the other party is underinsured or uninsured, the police will record this. And while this issue will be strictly dealt with between the state and the individual, you can also use it as a part of a personal injury suit. When the other driver has no insurance, you can make an uninsured motorist or UIM claim against your own policy if you have purchased such coverages. This coverage will protect you in case someone who does not have insurance hits you.
If Both The Parties Does Not Have Insurance- If both the parties have no insurance, it can be one of the trickiest and tenuous situations as everyone will be tempted to flee from the scene. Even if the other party leaves you should not, it may feel like you're calling the cops on yourself but that is not the end. As in the end, it will be the other driver who will face worse consequences. And you will also be able to get medical treatment and potential evidence that you can use in court.
These are all the things that you should know about getting into n accident without insurance. In such situations, Injury Lawyer Las Vegas NV can assist.
