The process of determining a claim's value is a somewhat complicated matter. You may, indeed, wonder whether the adjuster's valuing is fair, given that he has a stake in making sure your case does not settle for a high amount. A Car Accident Lawyer Atlanta will put his/her years of experience dealing with accident claims to work for you when handling insurance adjusters. Your attorney can explain what factors the company uses to place a dollar value on your injury.
One of the most important facets of your case is determining who was at fault (liable) for your injury. Your auto accident lawyer can analyze the law as it pertains to your accident. If you bear even a percentage of fault for the accident, this can reduce your potential case value and will reflect in the adjuster's initial offer to settle, if he makes one. Your car accident attorney knows this and will work to build a counter argument to overcome the adjuster's concerns and potential defense objections.
Your car accident lawyer will also review potential negatives pertaining to the potential defendant in your case. These extenuating factors may bolster weaknesses in your case and make the defendant more willing to settle out of court. These factors could include prior court awards against the defendant, negative publicity, pending criminal charges, pending investigations by OSHA or the EPA against the defendant's business etc. In some instances, as your auto accident lawyer will advise, these factors could motivate the defendant to settle rather than drawing negative attention to them through a court proceeding.
Factors Involving Your Auto Accident Attorney
Expect the insurance adjuster to do his/her homework on your attorney as well. The adjuster will look into your attorney's win/loss track record. He will also look at how many cases like yours your lawyer has handled. The adjuster may make assumptions about your lawyer's willingness to settle so you'll want to make sure the lawyer you choose has experience.
Your car accident lawyer also knows that adjusters use outside valuation sources to put a price on your claim. These can include other attorneys, a review of past similar claims or valuation software. Your attorney will address each.