Himani Tal's articles
Gold mutual funds involve direct or indirect investments in gold. It is a great way to invest in gold without purchasing it in its physical form.
Gold mutual funds involve direct or indirect investments in gold. It is a great way to invest in gold without purchasing it in its physical form. These are open-ended mutual funds investment, regulated by the gold Exchange Trade Fund. The value of this virtual gold is proportionate to the value of actual gold. The gold works as a safeguard during the financial crisis of an individual.
Purposes
People invest in Gold funds so that they can survive even if the market collapses. It is suggested that one should invest at least 10% to 20% in gold funds. The price of gold fluctuates a lot in the global market. A minimum hike in the price can be beneficial for the investor. The return on one's investment sometimes even outgrows the actual gold price. If one invests for a long-term gold plan, the return is calculated based on the current gold price in the global market. It provides a significant amount of money if the price of gold rises at the time of return.
Five Basic things about Gold Mutual funds
Before investing in Gold funds, one should understand the details about it. One must know how to invest in gold funds, how one can liquidate the amount, the tax benefits, the transaction process, and others.
Five major things about gold mutual funds are mentioned below:
1. Flexible
Gold mutual funds are very flexible. Unlike physical gold, one can invest even Rs 500 in their Gold mutual funds. So, it is great for people with low incomes who can only afford the minimum rate. Purchasing physical gold needs quite a large amount of money; that is why most of us do not invest in gold funds. But now, with Gold mutual funds, everyone can invest in gold and enjoy the benefits.
2. Easy liquidation
All of us face financial need at some point in our lives. During any financial need, gold funds help one a lot. We can liquidate the gold in short notice. One can opt for any redeemable amount from their gold fund to serve their financial requirements. Trading gold is also very simple and fast.
3. Safe investment
Gold funds are very safe investments. Security and Exchange Board of India monitors all the gold transactions and checks the condition of these funds periodically. Also, they are not physical gold, so storing them is quite simpler compared to real gold. There are no chances of theft or robbery as well.
4. Diversity
Mutual funds investment portfolio gains diversity when one invests in Gold funds. If we invest all our money in a particular thing, the risk of facing a substantial loss increases. That is why people invest in different schemes that lessens the risk of loss and maintain the diversity of their portfolio.
5. Tax benefits
Investing in long term gold funds can give various tax benefits to the individual as well. So, it will benefit greatly during filing returns.
Gold investments are always beneficial. It helps us during an economic crisis. Thus, more people are investing in gold after understanding its various benefits.
|#|_#|{"ops":[{"insert":{"image":"https://fsquizmast.blob.core.windows.net/images/20200803/skshaheen-6m8T3znwAIA.jpg"}},{"insert":"nGold mutual funds involve direct or indirect investments in gold. It is a great way to invest in gold without purchasing it in its physical form. These are open-ended "},{"attributes":{"bold":true,"link":"https://www.nipponindiamf.com/"},"insert":"mutual funds investment"},{"insert":", regulated by the gold Exchange Trade Fund. The value of this virtual gold is proportionate to the value of actual gold. The gold works as a safeguard during the financial crisis of an individual.n n"},{"attributes":{"bold":true},"insert":"Purposes"},{"insert":"nnPeople invest in Gold funds so that they can survive even if the market collapses. It is suggested that one should invest at least 10% to 20% in gold funds. The price of gold fluctuates a lot in the global market. A minimum hike in the price can be beneficial for the investor. The return on one's investment sometimes even outgrows the actual gold price. If one invests for a long-term gold plan, the return is calculated based on the current gold price in the global market. It provides a significant amount of money if the price of gold rises at the time of return.n n"},{"attributes":{"bold":true},"insert":"Five Basic things about Gold Mutual funds"},{"insert":"nnBefore investing in Gold funds, one should understand the details about it. One must know how to invest in gold funds, how one can liquidate the amount, the tax benefits, the transaction process, and others. n nFive major things about gold mutual funds are mentioned below:n n"},{"attributes":{"bold":true},"insert":"1. Flexible"},{"insert":"n"},{"attributes":{"bold":true,"link":"https://www.nipponindiamf.com/why-reliance-mutual-fund/gold-fund/"},"insert":"Gold mutual funds"},{"attributes":{"bold":true},"insert":" "},{"insert":"are very flexible. Unlike physical gold, one can invest even Rs 500 in their Gold mutual funds. So, it is great for people with low incomes who can only afford the minimum rate. Purchasing physical gold needs quite a large amount of money; that is why most of us do not invest in gold funds. But now, with Gold mutual funds,"},{"attributes":{"bold":true},"insert":" "},{"insert":"everyone can invest in gold and enjoy the benefits.n n"},{"attributes":{"bold":true},"insert":"2. Easy liquidation"},{"insert":"nAll of us face financial need at some point in our lives. During any financial need, gold funds help one a lot. We can liquidate the gold in short notice. One can opt for any redeemable amount from their gold fund to serve their financial requirements. Trading gold is also very simple and fast.n n"},{"attributes":{"bold":true},"insert":"3. Safe investment"},{"insert":"nGold funds are very safe investments. Security and Exchange Board of India monitors all the gold transactions and checks the condition of these funds periodically. Also, they are not physical gold, so storing them is quite simpler compared to real gold. There are no chances of theft or robbery as well.n n"},{"attributes":{"bold":true},"insert":"4. Diversity"},{"insert":"n"},{"attributes":{"bold":true},"insert":"Mutual funds investment"},{"insert":" portfolio gains diversity when one invests in Gold funds. If we invest all our money in a particular thing, the risk of facing a substantial loss increases. That is why people invest in different schemes that lessens the risk of loss and maintain the diversity of their portfolio.n n"},{"attributes":{"bold":true},"insert":"5. Tax benefits"},{"insert":"nInvesting in long term gold funds can give various tax benefits to the individual as well. So, it will benefit greatly during filing returns. n nGold investments are always beneficial. It helps us during an economic crisis. Thus, more people are investing in gold after understanding its various benefits.
High risk pregnancies occur when potential complications affect both mother and baby. Sometimes the reasons are hereditary. $1
In India, approximately 20-30% pregnancies are high risk; responsible for 75% of all perinatal complications, according to an article on National Health Portal. Good news is, with specialized care and advancements in the branch of fetal medicine, the cases of positive outcomes are higher today.
High risk pregnancies occur when potential complications affect both mother and baby. Sometimes the reasons are hereditary. Maternal age is a significant aspect. At other times, it is a culmination of underlying diseases in the parents, together with environmental factors.
If you have prior health disorders and planning to have a baby, here’s all that you need to understand.
Risk Factors of High Risk Pregnancy
Apart from existing medical conditions, here are a few reasons of why your pregnancy could be high-risk.
Maternal Age
Women above the age of 35 or under 17 have increased chances of preeclampsia. Gestational hypertension, birth defects and miscarriage are other another conditions that come with age.
Medical Complications
High blood pressure, diabetes, sexually transmitted diseases, HIV, chronic kidney, heart and lung issues and autoimmune diseases can heighten the chances of risky pregnancies.
Gestational Diabetes
Untreated gestational diabetes is a serious threat to both mother and the baby. It can also lead to high blood pressure and similar dangerous conditions which could be harmful.
Multiple Pregnancies
Women carrying more than one fetus, for example twins or triplets, are closely watched. Pre-term labor or premature birth and cervical insufficiency would be the common complications in such cases.
Improper Weight
In case you have a low BMI, the baby might not be fully developed. If you are overweight or suffering from obesity, the child could be at increased risk of birth defects such as neutral tube defects, infants’ heart problems and still-birth.
Preterm Labor
Usually, this kind of labor starts at week 37 into pregnancy. The baby is not developed enough to live outside the womb. This is one of the most significant causes of high risk pregnancy. Doctors here try their best to take measures and stop the labor from getting induced.
Along with these factors, lifestyle habits like regular smoking, doing drugs and alcohol consumption can increase the chances of high risk pregnancies.
Maternal fetal medicine specialists are specially trained to take care of such aspects. With advanced tools and drugs, today this branch of obstetrics is well-equipped to manage health concerns of mother and baby, prior to, during and shortly after childbirth. Tests like ultrasounds, Chorionic Villus Sampling, Amniocentesis, fetoscopy and non-stress tests can diagnose fetal anomalies from early weeks and help prevent negative outcomes.
How to Prevent High Risk Pregnancies
Staying both mentally and physically healthy throughout the term can prevent risk factors. Stick to nutritious diet, undisturbed sleep for long hours and daily exercise (moderate only). These can reduce cramping, backaches and bloating. Additionally, don’t forget your prenatal appointments.
They can help monitor the development of the fetus and detect complications, if any. This will let you take further steps to keep the child safe.
In India, early detection and special treatment can reduce the chances of infant and maternal deaths. Efficient centers for fetal medicine are well-equipped to handle any complex pregnancy.
|#|_#|{"ops":[{"insert":{"image":"https://fsquizmast.blob.core.windows.net/images/20200731/skshaheen-XoZgUgZMAQA.jpg"}},{"insert":"nIn India, approximately 20-30% pregnancies are high risk; responsible for 75% of all perinatal complications, according to an article on National Health Portal. Good news is, with specialized care and advancements in the branch of fetal medicine, the cases of positive outcomes are higher today. nnHigh risk pregnancies occur when potential complications affect both mother and baby. Sometimes the reasons are hereditary. Maternal age is a significant aspect. At other times, it is a culmination of underlying diseases in the parents, together with environmental factors.nnIf you have prior health disorders and planning to have a baby, here’s all that you need to understand. n"},{"attributes":{"header":2},"insert":"n"},{"insert":"Risk Factors of High Risk Pregnancy"},{"attributes":{"header":2},"insert":"n"},{"insert":"Apart from existing medical conditions, here are a few reasons of why your pregnancy could be high-risk. nMaternal AgennWomen above the age of 35 or under 17 have increased chances of preeclampsia. Gestational hypertension, birth defects and miscarriage are other another conditions that come with age. n"},{"attributes":{"header":3},"insert":"n"},{"insert":"Medical Complications "},{"attributes":{"header":3},"insert":"n"},{"insert":"nHigh blood pressure, diabetes, sexually transmitted diseases, HIV, chronic kidney, heart and lung issues and autoimmune diseases can heighten the chances of risky pregnancies. nn"},{"attributes":{"bold":true},"insert":"Gestational Diabetes"},{"attributes":{"header":3},"insert":"n"},{"insert":"n Untreated gestational diabetes is a serious threat to both mother and the baby. It can also lead to high blood pressure and similar dangerous conditions which could be harmful. n n"},{"attributes":{"bold":true},"insert":"Multiple Pregnancies"},{"attributes":{"header":3},"insert":"n"},{"insert":"nWomen carrying more than one fetus, for example twins or triplets, are closely watched. Pre-term labor or premature birth and cervical insufficiency would be the common complications in such cases.n n"},{"attributes":{"bold":true},"insert":"Improper Weight"},{"attributes":{"header":3},"insert":"n"},{"insert":"nIn case you have a low BMI, the baby might not be fully developed. If you are overweight or suffering from obesity, the child could be at increased risk of birth defects such as neutral tube defects, infants’ heart problems and still-birth.nn"},{"attributes":{"bold":true},"insert":"Preterm Labor "},{"attributes":{"header":3},"insert":"n"},{"insert":"nUsually, this kind of labor starts at week 37 into pregnancy. The baby is not developed enough to live outside the womb. This is one of the most significant causes of high risk pregnancy. Doctors here try their best to take measures and stop the labor from getting induced. nnAlong with these factors, lifestyle habits like regular smoking, doing drugs and alcohol consumption can increase the chances of "},{"attributes":{"bold":true,"link":"https://www.apollocradle.com/specialities/high-risk-pregnancy/"},"insert":"high risk pregnancies"},{"insert":". nnMaternal fetal medicine specialists are specially trained to take care of such aspects. With advanced tools and drugs, today this branch of obstetrics is well-equipped to manage health concerns of mother and baby, prior to, during and shortly after childbirth. Tests like ultrasounds, Chorionic Villus Sampling, Amniocentesis, fetoscopy and non-stress tests can diagnose fetal anomalies from early weeks and help prevent negative outcomes. n"},{"attributes":{"header":2},"insert":"n"},{"insert":"How to Prevent High Risk Pregnancies "},{"attributes":{"header":2},"insert":"n"},{"insert":"Staying both mentally and physically healthy throughout the term can prevent risk factors. Stick to nutritious diet, undisturbed sleep for long hours and daily exercise (moderate only). These can reduce cramping, backaches and bloating. Additionally, don’t forget your prenatal appointments. nnThey can help monitor the development of the fetus and detect complications, if any. This will let you take further steps to keep the child safe. nnIn India, early detection and special treatment can reduce the chances of infant and maternal deaths. Efficient centers for "},{"attributes":{"bold":true,"link":"https://www.apollocradle.com/specialities/fetal-medicine/"},"insert":"fetal medicine"},{"insert":" are well-equipped to handle any complex pregnancy.