Sushmitasinhaa's articles How Much Life Insurance Do You Really Need? Your journey through life has been marked by achievements and financial milestones. As you savor the rewards of your hard work and witness your life goals come to fruition, it's crucial to safeguard the legacy and lifestyle you've created for your family. While uncertainties persist, insurance plays a vital role, acting as a safety net […] October 5, 2023October 5, 2023 Saving Bookmark this article Bookmarked Are You Choosing Life Insurance for the Right Reasons? Many individuals incorporate an insurance plan into their overall financial strategy. However, it's imperative to reflect on whether a life insurance policy is being selected with the appropriate considerations or if it's merely a routine purchase. A life insurance policy constitutes a crucial component of your financial safety net. It extends a much-needed financial lifeline […] October 5, 2023October 5, 2023 Saving Bookmark this article Bookmarked Guaranteed Income Plans: How They Operate Many people seek secure, long-term investment options to avoid short-term market fluctuations. They also consider important life goals like retirement, education, marriage, or buying a home. The decrease in fixed deposit interest rates in recent years has affected financial planning for many. A superior option that provides a fixed interest rate while offering higher returns […] October 5, 2023October 5, 2023 Saving Bookmark this article Bookmarked The Importance of Investing in a Guaranteed income plan during Your Late 20s Approaching your late 20s brings a sense of career progress and newfound financial freedom. While you may have initially planned to invest, purchase life insurance, and save for retirement in your 30s or later, it is crucial to make the right financial decisions during this phase to avoid costly mistakes in the future. One key […] August 1, 2023August 1, 2023 Saving Bookmark this article Bookmarked Guidelines for Opting for Optimal ULIP Plans as a Prudent Investment Choice The primary objective of selecting a fruitful investment product is to attain desirable returns. The Unit Linked Insurance Plan (ULIP) offers a plethora of advantages and stands out as a favored investment decision when chosen wisely. Functioning similarly to a standard insurance policy, ULIP necessitates regular payments according to the policy schedule. What is ULIP? […] August 1, 2023August 1, 2023 Saving Bookmark this article Bookmarked Why should you opt for basic term plans instead of Return-of-Premium plans? Term plans are a favored investment choice for a significant portion of the population in India. However, many individuals still lean towards purchasing Return of Premium (ROP) insurance policies such as ULIPs, Endowment plans, and Money Back plans. Nevertheless, when it comes to cost-effective life insurance plans, nothing can surpass a term plan in providing […] August 1, 2023August 1, 2023 Saving Bookmark this article Bookmarked What is the Extra Premium on ULIP? While exploring wealth creation, it is equally important to safeguard your family from life's uncertainties. Contrary to popular belief, you don't need to invest in multiple investment options to achieve both goals. Instead, you can achieve wealth creation and financial protection for your family by investing in a ULIP. A ULIP is an insurance cum […] July 4, 2023July 4, 2023 Saving Bookmark this article Bookmarked Which is the Superior Option – Term Insurance or Endowment Plan? Are you contemplating whether an Endowment or Term Insurance Policy is better? People opt for an endowment policy or term insurance policy for various reasons. Before deciding, it's crucial to carefully note the distinctions between the two. Term insurance is a straightforward and comparatively affordable option offering protection for a specified duration with the lowest […] July 4, 2023July 4, 2023 Saving Bookmark this article Bookmarked Zero-Cost Term Insurance Plan: Explained and Considerations for Purchase Understanding the concept of a zero-cost term insurance plan and determining whether it is the right choice for you. Term insurance is a type of life insurance that is pure and cost-effective. It provides financial security to the policyholder's family in the unfortunate event of their demise. Several factors, such as age, annual income, total […] June 5, 2023June 5, 2023 Saving Bookmark this article Bookmarked When should you purchase a term insurance plan? Individuals may work tirelessly to provide for their families and strive to achieve their financial goals. However, life is unpredictable, and unexpected events can disrupt these plans. Moreover, if the primary breadwinner of a family passes away, it can impose significant financial strain on the surviving members. This is where term life insurance plans are […] June 1, 2023June 1, 2023 Saving Bookmark this article Bookmarked Guaranteed Income Plan vs Fixed Deposits: Which is Better? There is a vast selection of financial and investment products on the market today that offer a guaranteed return on investment and enable you to accumulate wealth for the future. The two most prevalent investment products are fixed deposits and Guaranteed Income Plans, among the many available investment options. Guaranteed Income Plan is primarily an […] May 1, 2023May 1, 2023 Saving Bookmark this article Bookmarked How Do ULIPs Help In Fund Generation? Building a future for oneself and one's family is a task that may be highly dependent on prudent financial planning. For instance, if you have a specific goal to accomplish in the future, such as purchasing a home, you may wish to begin saving immediately in order to reach that objective. Your savings may or […] May 1, 2023May 1, 2023 Saving Bookmark this article Bookmarked Understanding ULIP: A Comprehensive Guide for Indians Unit Linked Insurance Plans (ULIPs) are a popular investment-cum-insurance product in India. ULIPs offer the twin benefits of the best investment plan and life insurance in a single financial instrument. However, many people find ULIPs complex and confusing. This guide aims to demystify ULIPs and help Indians make an informed decision when choosing ULIPs as […] May 1, 2023May 1, 2023 Saving Bookmark this article Bookmarked How to Create a Customized Investment Plan Based on Your Risk Appetite? Investing is an essential aspect of financial planning that helps individuals grow their wealth and achieve their financial goals. However, investing blindly without considering your risk appetite can lead to losses, frustration, and financial ruin. Therefore, creating the best investment plan based on your risk appetite is crucial to ensure you achieve your financial objectives. […] March 30, 2023March 30, 2023 Saving Bookmark this article Bookmarked How to Get Maximum Coverage with Minimum Premium: Tips for Buying Term Insurance One of the most widely used types of life insurance plans in India is term insurance. It is a straightforward and cost-effective choice that offers financial security to your loved ones in the event of an unforeseen circumstance. Yet, choosing the best insurance that offers the most coverage for the lowest price can be overwhelming, […] March 28, 2023March 28, 2023 Saving Bookmark this article Bookmarked Purchasing ULIP Online vs. Offline Compare ULIP (Unit Linked Insurance Plan) options - Online vs. Offline. Choose the best ULIP plan based on your investment needs, convenience and features. February 4, 2023February 4, 2023 Saving Bookmark this article Bookmarked The Convenience of Online Life Insurance: How to Get Covered from the Comfort of Your Home Get affordable and reliable life insurance coverage online with customizable plans to fit your specific needs. Protect your loved ones and secure their future with ease. February 1, 2023February 1, 2023 Saving Bookmark this article Bookmarked The Importance of Life Insurance: Protecting Your Loved Ones Life insurance is a type of contract that provides financial security to the policyholder's beneficiaries in the event of their untimely death. It is an essential financial tool that provides much-needed financial stability and peace of mind for the policyholder and their loved ones. In this article, we'll explore the different types of life insurance […] January 29, 2023January 29, 2023 Saving Bookmark this article Bookmarked Is it too early to buy term insurance in your 20s? As time passes, financial obligations begin to mount. When you are young, you are relatively carefree, but as you get older, marry, and establish a family, your financial needs increase. In such cases, your dependents incur a significant financial loss if you die prematurely. As a result, a term insurance plan may come to your […] January 11, 2023January 11, 2023 Saving Bookmark this article Bookmarked How Should You Choose Riders for Your Term Insurance? Term insurance, often known as pure insurance cover, is an efficient and cost-effective solution to protect your financial risks. It is one of the most economical types of insurance and provides protection against major risks, including life risks. A number of riders are available to enable one to build comprehensive protection, which further increases the […] January 11, 2023January 11, 2023 Saving Bookmark this article Bookmarked Plans for insurance and investments that might assist you in achieving your objectives in life Saving and investing are important steps that can help you achieve financial freedom. Saving money requires you to be disciplined, but those who do it consistently are rewarded in the long run. We will learn about insurance and investment plans in this post, which will make your life easier. Financial experts are fond of claiming […] December 30, 2022December 30, 2022 Saving Bookmark this article Bookmarked Where And How Should One Invest For The Best Long-Term Returns? Read this article to know Where and How one should invest for best long term returns. October 28, 2022October 28, 2022 Saving Bookmark this article Bookmarked Unit Linked Insurance Plans (ULIPs): Are They Dangerous? One of the most adaptable and best investment plans is provided by unit-linked insurance plans. October 28, 2022October 28, 2022 Saving Bookmark this article Bookmarked 7 Little-Known Facts About Term Insurance Everyone wants the best for the people they care about. Even in their absence, life insurance plans aid individuals in achieving this objective October 4, 2022October 4, 2022 Saving Bookmark this article Bookmarked How Life Insurance Policies Can Secure Your Family's Financial Future in 6 Surprising Ways Six ways a life insurance policy safeguards the financial future of your family. Read to know more. October 3, 2022October 3, 2022 Saving Bookmark this article Bookmarked
How Much Life Insurance Do You Really Need? Your journey through life has been marked by achievements and financial milestones. As you savor the rewards of your hard work and witness your life goals come to fruition, it's crucial to safeguard the legacy and lifestyle you've created for your family. While uncertainties persist, insurance plays a vital role, acting as a safety net […] October 5, 2023October 5, 2023 Saving Bookmark this article Bookmarked
Are You Choosing Life Insurance for the Right Reasons? Many individuals incorporate an insurance plan into their overall financial strategy. However, it's imperative to reflect on whether a life insurance policy is being selected with the appropriate considerations or if it's merely a routine purchase. A life insurance policy constitutes a crucial component of your financial safety net. It extends a much-needed financial lifeline […] October 5, 2023October 5, 2023 Saving Bookmark this article Bookmarked
Guaranteed Income Plans: How They Operate Many people seek secure, long-term investment options to avoid short-term market fluctuations. They also consider important life goals like retirement, education, marriage, or buying a home. The decrease in fixed deposit interest rates in recent years has affected financial planning for many. A superior option that provides a fixed interest rate while offering higher returns […] October 5, 2023October 5, 2023 Saving Bookmark this article Bookmarked
The Importance of Investing in a Guaranteed income plan during Your Late 20s Approaching your late 20s brings a sense of career progress and newfound financial freedom. While you may have initially planned to invest, purchase life insurance, and save for retirement in your 30s or later, it is crucial to make the right financial decisions during this phase to avoid costly mistakes in the future. One key […] August 1, 2023August 1, 2023 Saving Bookmark this article Bookmarked
Guidelines for Opting for Optimal ULIP Plans as a Prudent Investment Choice The primary objective of selecting a fruitful investment product is to attain desirable returns. The Unit Linked Insurance Plan (ULIP) offers a plethora of advantages and stands out as a favored investment decision when chosen wisely. Functioning similarly to a standard insurance policy, ULIP necessitates regular payments according to the policy schedule. What is ULIP? […] August 1, 2023August 1, 2023 Saving Bookmark this article Bookmarked
Why should you opt for basic term plans instead of Return-of-Premium plans? Term plans are a favored investment choice for a significant portion of the population in India. However, many individuals still lean towards purchasing Return of Premium (ROP) insurance policies such as ULIPs, Endowment plans, and Money Back plans. Nevertheless, when it comes to cost-effective life insurance plans, nothing can surpass a term plan in providing […] August 1, 2023August 1, 2023 Saving Bookmark this article Bookmarked
What is the Extra Premium on ULIP? While exploring wealth creation, it is equally important to safeguard your family from life's uncertainties. Contrary to popular belief, you don't need to invest in multiple investment options to achieve both goals. Instead, you can achieve wealth creation and financial protection for your family by investing in a ULIP. A ULIP is an insurance cum […] July 4, 2023July 4, 2023 Saving Bookmark this article Bookmarked
Which is the Superior Option – Term Insurance or Endowment Plan? Are you contemplating whether an Endowment or Term Insurance Policy is better? People opt for an endowment policy or term insurance policy for various reasons. Before deciding, it's crucial to carefully note the distinctions between the two. Term insurance is a straightforward and comparatively affordable option offering protection for a specified duration with the lowest […] July 4, 2023July 4, 2023 Saving Bookmark this article Bookmarked
Zero-Cost Term Insurance Plan: Explained and Considerations for Purchase Understanding the concept of a zero-cost term insurance plan and determining whether it is the right choice for you. Term insurance is a type of life insurance that is pure and cost-effective. It provides financial security to the policyholder's family in the unfortunate event of their demise. Several factors, such as age, annual income, total […] June 5, 2023June 5, 2023 Saving Bookmark this article Bookmarked
When should you purchase a term insurance plan? Individuals may work tirelessly to provide for their families and strive to achieve their financial goals. However, life is unpredictable, and unexpected events can disrupt these plans. Moreover, if the primary breadwinner of a family passes away, it can impose significant financial strain on the surviving members. This is where term life insurance plans are […] June 1, 2023June 1, 2023 Saving Bookmark this article Bookmarked
Guaranteed Income Plan vs Fixed Deposits: Which is Better? There is a vast selection of financial and investment products on the market today that offer a guaranteed return on investment and enable you to accumulate wealth for the future. The two most prevalent investment products are fixed deposits and Guaranteed Income Plans, among the many available investment options. Guaranteed Income Plan is primarily an […] May 1, 2023May 1, 2023 Saving Bookmark this article Bookmarked
How Do ULIPs Help In Fund Generation? Building a future for oneself and one's family is a task that may be highly dependent on prudent financial planning. For instance, if you have a specific goal to accomplish in the future, such as purchasing a home, you may wish to begin saving immediately in order to reach that objective. Your savings may or […] May 1, 2023May 1, 2023 Saving Bookmark this article Bookmarked
Understanding ULIP: A Comprehensive Guide for Indians Unit Linked Insurance Plans (ULIPs) are a popular investment-cum-insurance product in India. ULIPs offer the twin benefits of the best investment plan and life insurance in a single financial instrument. However, many people find ULIPs complex and confusing. This guide aims to demystify ULIPs and help Indians make an informed decision when choosing ULIPs as […] May 1, 2023May 1, 2023 Saving Bookmark this article Bookmarked
How to Create a Customized Investment Plan Based on Your Risk Appetite? Investing is an essential aspect of financial planning that helps individuals grow their wealth and achieve their financial goals. However, investing blindly without considering your risk appetite can lead to losses, frustration, and financial ruin. Therefore, creating the best investment plan based on your risk appetite is crucial to ensure you achieve your financial objectives. […] March 30, 2023March 30, 2023 Saving Bookmark this article Bookmarked
How to Get Maximum Coverage with Minimum Premium: Tips for Buying Term Insurance One of the most widely used types of life insurance plans in India is term insurance. It is a straightforward and cost-effective choice that offers financial security to your loved ones in the event of an unforeseen circumstance. Yet, choosing the best insurance that offers the most coverage for the lowest price can be overwhelming, […] March 28, 2023March 28, 2023 Saving Bookmark this article Bookmarked
Purchasing ULIP Online vs. Offline Compare ULIP (Unit Linked Insurance Plan) options - Online vs. Offline. Choose the best ULIP plan based on your investment needs, convenience and features. February 4, 2023February 4, 2023 Saving Bookmark this article Bookmarked
The Convenience of Online Life Insurance: How to Get Covered from the Comfort of Your Home Get affordable and reliable life insurance coverage online with customizable plans to fit your specific needs. Protect your loved ones and secure their future with ease. February 1, 2023February 1, 2023 Saving Bookmark this article Bookmarked
The Importance of Life Insurance: Protecting Your Loved Ones Life insurance is a type of contract that provides financial security to the policyholder's beneficiaries in the event of their untimely death. It is an essential financial tool that provides much-needed financial stability and peace of mind for the policyholder and their loved ones. In this article, we'll explore the different types of life insurance […] January 29, 2023January 29, 2023 Saving Bookmark this article Bookmarked
Is it too early to buy term insurance in your 20s? As time passes, financial obligations begin to mount. When you are young, you are relatively carefree, but as you get older, marry, and establish a family, your financial needs increase. In such cases, your dependents incur a significant financial loss if you die prematurely. As a result, a term insurance plan may come to your […] January 11, 2023January 11, 2023 Saving Bookmark this article Bookmarked
How Should You Choose Riders for Your Term Insurance? Term insurance, often known as pure insurance cover, is an efficient and cost-effective solution to protect your financial risks. It is one of the most economical types of insurance and provides protection against major risks, including life risks. A number of riders are available to enable one to build comprehensive protection, which further increases the […] January 11, 2023January 11, 2023 Saving Bookmark this article Bookmarked
Plans for insurance and investments that might assist you in achieving your objectives in life Saving and investing are important steps that can help you achieve financial freedom. Saving money requires you to be disciplined, but those who do it consistently are rewarded in the long run. We will learn about insurance and investment plans in this post, which will make your life easier. Financial experts are fond of claiming […] December 30, 2022December 30, 2022 Saving Bookmark this article Bookmarked
Where And How Should One Invest For The Best Long-Term Returns? Read this article to know Where and How one should invest for best long term returns. October 28, 2022October 28, 2022 Saving Bookmark this article Bookmarked
Unit Linked Insurance Plans (ULIPs): Are They Dangerous? One of the most adaptable and best investment plans is provided by unit-linked insurance plans. October 28, 2022October 28, 2022 Saving Bookmark this article Bookmarked
7 Little-Known Facts About Term Insurance Everyone wants the best for the people they care about. Even in their absence, life insurance plans aid individuals in achieving this objective October 4, 2022October 4, 2022 Saving Bookmark this article Bookmarked
How Life Insurance Policies Can Secure Your Family's Financial Future in 6 Surprising Ways Six ways a life insurance policy safeguards the financial future of your family. Read to know more. October 3, 2022October 3, 2022 Saving Bookmark this article Bookmarked