Disclaimer: This is a user generated content submitted by a member of the WriteUpCafe Community. The views and writings here reflect that of the author and not of WriteUpCafe. If you have any complaints regarding this post kindly report it to us.

What is Medicaid?

In the United States, low-income families and individuals can receive health insurance coverage through a public health insurance programme known as Medicaid West Point MS Federal funding and state funding are both combined to support the programme. As a result of it being run at the state level, each state has quite different policies and procedures for coverage and administration. Only those who fit certain income-based requirements as individuals or families are eligible.


  • Low-income people can receive health insurance through Medicaid, a joint federal and state programme.
  • While Medicaid is designed and administered by the states, the federal government matches what they spend on the programme.
  • A person's income is compared to the federal poverty level to establish eligibility.
  • There are more people with coverage thanks to Medicaid access, and general health has improved.

Conditions Particular

The Health Insurance Marketplace website and the Medicaid West Point MS Medicaid programme both offer applications for Medicaid eligibility.

According to our income and the FPL, we are either eligible or not. A family's or an individual's income is assessed using the FPL to see if it meets the requirements for federal benefits. There will typically be a programme available for someone whose income is between 100% and 200% of the FPL and who is either disabled, a kid, pregnant, or old and who also fits one of the following criteria. A programme may be accessible to them if their income is less than 138% of the federal poverty level.

Patient Protection and Affordable Care Act vs. Medicaid (PPACA)

The Affordable Care Act (ACA) was approved by President Barack Obama in 2010.

According to the law, sometimes known as Obamacare, all citizens and legal residents of the United States who earn up to 138% of the federal poverty level are eligible for coverage in states that participate in Medicaid.

The U.S. Supreme Court concluded that states are not obligated to engage in the expansion in order to continue receiving the current levels of Medicaid money, despite the fact that the law aimed to extend both federal financing and eligibility for Medicaid West Point MS.

Advantages of Medicaid

The number of people without health insurance has decreased thanks to Medicaid West Point MS, and the ACA has made a bigger difference. An estimated 44 million people did not have health insurance in 2013, the year that the primary ACA provisions were set to take effect. By 2017, only 27.4 million people remained.

If Medicaid didn't exist, many Americans would be without health insurance. This is because buying private health insurance in the market is just too expensive for low-income people, who frequently do not have access to insurance through their jobs. Medicaid has made healthcare more accessible to those who would not otherwise be able to afford even basic doctor visits or medication, which has statistically improved their general well-being.

Who can receive Medicare?

People 65 and older are typically eligible for Medicare. If we are disabled, have end-stage renal disease (permanent kidney failure needing dialysis or a transplant), or have ALS (commonly known as Lou Gehrig's disease), we might be eligible for Medicare sooner.

There are four components to Medicare:

Part A (Hospital Insurance)

Part B (Medicare Insurance)

Medicare Advantage Plans, Part C

Part D (Drug Coverage)

The premium for Part A

For Part A coverage, the majority of consumers don't pay a premium. This is referred to as “premium-free Part A” at times. If any of the following applies to us:

We are eligible for Social Security retirement or disability benefits, or we already receive them (or the Railroad Retirement Board).

Get Medicare before the age of 65.

The premium for Part B

Even if we don't use any of the Part B-covered services, we will still have to pay a monthly fee for the coverage. Depending on our salary, the monthly premium may vary from year to year and even increase. Since the premium is routinely withdrawn from Social Security, Railroad Retirement Board, or Civil Service Retirement checks, the majority of people never receive a Medicare bill. If none of these payments is sent to we.

Visit Website: https://www.westpointfamilydental.com/patient-information/insurance-payment-options/

Do you like Diane Smith's articles? Follow on social!


Welcome to WriteUpCafe Community

Join our community to engage with fellow bloggers and increase the visibility of your blog.
Join WriteUpCafe