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Smartphones have become a crucial aspect of our lives in the digital age. From communication to commerce to leisure, there is an app for practically everything. But did you know that you can also earn money and other rewards by referring apps to your friends and family?

Refer-and-earn apps in India have become quite popular since they give users the chance to earn amazing rewards by referring others. You can earn anywhere between ₹150 to up to ₹10,000 per referral on these top refer and earn apps without any investment. In this article, we’ll look at some of the best refer-and-earn apps available in India that can open up a world of chances for rewards and money.

Types of Refer and Earn Apps

There are multiple top refer and earn apps through which you can earn money. Below are the most popular types of refer and earn apps in India:

Gaming Apps

Gaming apps such as Teen Patti Stars Rummy Game not only offer users the chance to earn money by playing online games but also have referral programs in place. The refer and earn program of these apps rewards users for referring friends and family to download the app. For instance, Teen Patti Stars is a gaming app where you can earn up to Rs. 1800 per referral.

Play Real Money Games on Teen Patti Stars & Win up to ₹30 Cr* Daily Winnings

Cashback Apps

Cashback apps like Swagbucks provide users with cashback when they make purchases through the app. The refer and earn program offered by these apps usually rewards users who get other users to download the app.

Online Shopping Apps

Users of online shopping apps such as Meesho have the opportunity to refer and earn money by referring friends to use the app. Most online shopping apps too have a refer and earn program in place that reward users for getting friends and family to download and use the app.

Payment Apps

Payment apps such as Paytm, Google Pay, and PhonePe also offer exciting refer and earn programs to their users for making money on their apps. You can share a referral code with your friends and family and get them to download these apps. You can earn between ₹150 to ₹300 per referral on payment apps such as Paytm and GooglePay.

Rewards Apps

Rewards apps such as Google Opinion Rewards offer rewards such as discounts, gift cards, incentives, etc, to users for completing tasks, watching videos, taking surveys, and playing games. These apps also offer a refer and earn program to their users for every successful referral on the app.

Survey Apps

Users of survey apps like Taskbucks also get the opportunity to earn money by completing surveys. The majority of these apps have a refer and earn program in place that pays users for referring new users to download and use the app for completing surveys.

Check out the Top Money Earning Games of 2023 To Win Real Cash

Why are Refer & Earn Apps Good?

Refer and Earn apps have gained popularity for several reasons, making them a good option for users looking to earn rewards and money. Here are some key reasons why Refer and Earn apps are good:

Easy Way to Earn Rewards

Refer and Earn apps provide an easy way to earn money. By simply inviting your friends, family, or acquaintances to join the app or perform certain actions, you can earn cash back, gift cards, points, or other rewards. This process requires minimal effort, making it an attractive option for users.

Supplementary Income Opportunities

Some refer and earn apps in India go beyond offering rewards and providing additional income opportunities. For instance, reselling platforms enable users to start their own online businesses and earn commissions on sales generated through their referrals. These apps offer a flexible way to supplement your income or explore entrepreneurship.

Variety of Rewards

Refer and Earn apps offer a variety of rewards, catering to different user preferences. These rewards can include cashback, gift vouchers, coupons, discounts, exclusive access to features or events, virtual currency, and more. Users have the freedom to choose rewards that align with their interests and needs, enhancing the overall appeal of these apps.

Community Building and Engagement

Refer and Earn apps foster a sense of community among users. By inviting friends and family to join the app, users can engage in shared experiences and discussions related to the app’s features, rewards, and benefits. This community-building aspect enhances user engagement, loyalty, and overall satisfaction.

Leveraging Personal Networks

Refer and Earn apps leverage the power of personal networks. Instead of relying on traditional advertising methods, these apps rely on word-of-mouth marketing, where existing users share their positive experiences with friends and family. This creates a win-win situation as you can earn rewards while the app gains new users.

List of Top Refer and Earn Apps in India – Earn Up To Rs 10,000 Without Investment

Refer and Earn App Referral Rewards
Teen Patti Stars Rummy Best Refer and Earn App for up to 18,00/Referral
Amazon Pay Earn up to Rs 75 per referral
Upstox Refer and Earn Refer and Earn Up to Rs 600
Meesho Refer and Earn ₹1000
ySense Earn up to $50 per task and $5 per survey
Paytm Money  Refer and Earn ₹300
IIFL Securities Earn up to Rs 500
PhonePe Earn up to Rs 150
Zerodha 300 reward points per referral
Cubber Refer and Earn ₹50
Google Pay Refer and Earn ₹81/referral
CRED Earn up to Rs 100 per referral
TaskBucks Earn Upto Rs 25 Per Friend
RozDhan  Earn up to Rs 50 Sign Up Bonus
FreeCharge Refer and Earn up to Rs 5000 Cashback
Groww Earn up to ₹1000
Pocket Money Refer and Earn up to Rs 160 Daily
EarnKaro 10% of referral’s earnings for lifetime
My11Circle Refer and Earn up to Rs 551
mCent Browser Refer and Earn up to Rs 40
Mobikwik Refer and Earn ₹75
5Paisa ₹200 referral credit & 12.5% brokerage
Winzo Earn up to Rs 55 on every referral
EarnEasy Earn up to Rs 50 on every referral
BigCash Refer and Earn ₹100
Vision11 Refer & Earn Rs 100 and 20% commission lifetime
CoinSwitch Kuber Earn BTC worth up to 400 INR on every referral
11 Challengers 20% of referral’s earnings for a lifetime
Zupee Earn up to Rs 100 on every referral
ZET (Previously OneCode) Get ₹25 Bonus on every referral and 10% of referral’s earnings for a lifetime