Creditas Solutions Private Limited, founded in 2015 and headquartered in Gurgaon, India, is a leading fintech company revolutionising digital banking, debt collections, and recovery management. By integrating behavioural science, data analytics, and machine learning, Creditas empowers banks, NBFCs, and financial institutions to engage customers through personalised, automated, and ethical digital strategies. Its AI-driven platform enhances recovery rates, reduces delinquencies, and elevates the overall digital banking experience through seamless communication channels.