Your shares don’t actually sit with your broker. Every listed share, ETF and bond you own in India is recorded electronically in a demat account at one of two d…
In December 2018, the promoters of Zee Entertainment held about 42% of the company. By late 2019 that stake was down to roughly 5%. The channels were still on a…
Open any mutual fund app and the first thing it shows you is a returns table. 1 year, 3 years, 5 years, sorted from highest to lowest. It looks like... The post…
A salaried employee earning ₹80,000 a month has roughly ₹9,600 landing in their EPF account every month without lifting a finger, matched by an equal contributi…
Indian residents can remit up to USD 250,000 per financial year under the RBI’s Liberalised Remittance Scheme, and a growing number of regulated platforms now l…
An 80% gain looks identical on paper whether it took five years or eight, yet the two outcomes are far apart. ₹1,00,000 growing to ₹1,80,000 in five years compo…
Most people have at least one goal sitting 10 to 20 years out — a child’s higher education, a comfortable retirement, buying a second property, or simply buildi…
A demanding job leaves most salaried professionals with two things in short supply — time and mental bandwidth. Between back-to-back meetings, deadlines, and a …
Every time you move money from one mutual fund to another, the Income Tax Department sees a sale. It doesn’t matter whether you clicked “Switch” on your app or …
Studies tracking Indian mutual fund investors over the long term have repeatedly found the same pattern: the average investor earns meaningfully less than the v…
Most investors build their mutual fund portfolio the way they fill a plate at a wedding buffet — a bit of whatever looks good that day. A large-cap fund because…
A demat account doesn’t pass to your family automatically just because they’re your family. Shares, ETFs, bonds, and mutual fund units sitting in your demat acc…
More Indian families are moving beyond gold and cash gifts toward something that actually compounds — mutual fund units. A father starting an equity fund folio …
A health insurance claim getting rejected right when you need the money most is one of the most stressful experiences a policyholder can face. It’s also more co…
If you’ve been holding a retirement fund or a children’s fund for years, you may have already received a notice saying it can no longer accept fresh investments…
Most investors assume that holding five or six mutual funds automatically means they’re diversified. Then a market correction hits, and every single fund in the…
Every IPO season, the same pattern repeats itself across India. Investors check the Grey Market Premium, ask around in WhatsApp groups, read a two-line summary …
If you’ve ever opened a mutual fund app and seen four options sitting next to each other — Direct Growth, Direct IDCW, Regular Growth, Regular IDCW — and felt a…
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