Everything To Know About Helper In Singapore Insurance Information

Hiring a helper in Singapore is a strategic and step-by-step process. You have to follow streamlined ways to find an ideal domestic maid for your household area, interview her, finalize the contract, and hire accordingly. In between the process, buying a maid's insurance is imperative for you to consider. It is because of the fact that the Ministry of Manpower (MOM) in Singapore has made it mandatory for employers to purchase insurance for maids.

As per the terms and conditions of MOM, here are minimal maid insurance requirements that are as follows:

Maids should have minimal medical coverage of at least $15,000 per year. It must be specifically for in-patient care and day surgery.There should be accidental insurance for a maid of at least $60,000 per year to cover unexpected turn of events resulting in temporary or permanent disability or even death.

Apart from the above, there are some general insurance policy requirements that you should know before hiring a transfer helper in Singapore from a reliable agency.

1. If you have a limited budget to buy insurance coverage for the domestic helper in Singapore, then you can go for a basic tier policy. It includes a basic plan that costs around $260 for a 26-month policy.

2. There is also a mid-tier insurance plan available for a maid in Singapore. It costs around $320 for a 26-month policy.

3. The third and the best one is the top-tier maid insurance policy that costs around $360 for a 26-month plan and turns out to be $14.40 per month cost.

Key benefits of buying a maid's insurance policy 

Despite having a mandatory affair to invest in insurance policy for your domestic helper in Singapore, there are some benefits as well.

Safeguard the personal belongings of your maid from any sort of unexpected theft or damage being done to clothes, laptops, smartphones, jewelry, or anything like that.You can buy insurance to cover the agency fees for replacing your current maid, who might be suffering from permanent disability or died.In case your maid is disabled permanently or diesd unexpectedly, then this policy will cover her trip back to her home country with ease.Also, provide outpatient care to your maid without spending extra set of cash on the treatment.

Conclusion

Buying insurance for a maid in Singapore is mandatory for all the employers like you. It is imperative to become aware of all insurance plans available for domestic helpers in Singapore and select the best one meeting your budget.