When quick money is what you need, going from place to place without being sure about a guaranteed approval will only waste your time and frustrate you. That’s why, guaranteed payday loans online make for a great option, when you need a cash advance ASAP. You now don’t have to go around hunting for a loan since you can get one at the tip of your fingers, through your mobile or desktop itself. Also, the great part is that you can now get a loan that your lender guarantees approval of.
Why Apply Online?
There are many reasons why we encourage you to apply online
- No travelling: You don’t have to go from place to place just to get a small cash advance. You can apply from the convenience of your home without having to go from one place to the other.
- No standing in long queues: You can now avoid the hassle of having to stand in long queues just to get a loan of a few hundred dollars.
- No paperwork: You don’t have to go through a ton of paperwork anymore; all you have to do is fill out a digital form and attach soft copies of the documents that your lender requires from you.
- Don’t miss out on important tasks: Since you have the option to apply online instead of having to visit a store during their specified “opening hours”, you don’t have to worry about missing out on other important aspects of your life. You can focus on other important things such as your work, household chores and more, and avoid running around looking for a suitable lender to offer a loan to you.
- Get guaranteed loans from online loan lenders: The best part about applying online is the fact that you get to know whether or not your loan will be approved depending upon whether or not you meet their mentioned eligibility terms. You don’t have to waste time going from one lender to the other and applying for a loan to multiple websites since you can get a loan from a single lender as long as you meet their terms and conditions.
-
Are These Loans Given for Bad Credit?
Indeed, they are. With online direct lenders, you can rest assured that you shall get guaranteed funding even if you have a bad credit score. Online direct lenders do not conduct hard credit checks since they do not rely on one’s credit rating in order to fund them. Credit scores show a borrower’s past financial status, and not his present. Also, credit checks are time consuming which is why direct lenders prefer avoiding them, otherwise it may defeat their whole purpose of offering funds to their borrowers on time in order to help them deal with their emergency immediately.
Instead, majority direct loan lenders offer terms that are easy to qualify, which allows even bad or no credit score holders to get funded.
What Do Direct Lenders Ask for To Provide Guaranteed Approvals?
“No credit checks, no collaterals, easy eligibility terms,” is what most direct lenders claim. But what are these easy eligibility terms? Most direct loan lenders need you to have a stable income which proves your ability to repay. As long as you have that and meet a few other basic eligibility criteria, funding for you shall be guaranteed and quick.
Here is the list of what majority direct lenders ask for in order to give you guaranteed approvals:
- Social Security Number
- Age proof (18+)
- Checking account details
- Contact details
- Residency
- Income statement/ pay stub
-
Do I Have to Have a Checking Account to Get a Guaranteed Loan from a Direct Lender?
That depends on whom you choose to apply for a loan with. If you choose to a apply with a store-based lender, you do not have to worry about having or not having a checking account. However, if you choose to apply online, having a checking account is a basic requirement since everything is done online. Funds are transferred directly into your bank account and you do not have to go to a store to collect them. Similarly, funds are directly deducted from your account when it’s time for you to repay your loan.
Get Guaranteed Loans from a Trusted Direct Lender- CashatPayday
If guaranteed approvals are what you’re looking for, you should know that CashatPayday is an online trusted direct loan lender for the same. With simple eligibility terms, we offer funds to those who have poor credit, don’t have collateral to offer and can’t waste time running around from place to place, online itself. Apply with us today to get easy funding.
