Himani Tal

Himani Tal

@HimaniTal
Joined Dec 2019
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Himani Tal posted a new writeup in Travel Sep 23, 2020
Travel 5 New Normal Traveling habits every traveller should have

<p>With the returning of the normal life, we can say that the travelling industry will also undergo the fundamental reset.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Sep 23, 2020
News Pension plans: Why and when should you opt for one?

<p>Life is full of surprises. Some may bring a smile to your face and some, you wished you hadn’t received.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Sep 23, 2020
News 5 Facts You Didn&#039;t Know About PMAY

<p>The aim of this scheme is to provide affordable housing to all. Therefore, it is understandable that those who already own a house cannot apply for the PMAY scheme.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Education Sep 23, 2020
Education 5 Ways to Write SEO-Friendly, Unique Content

<p>The only way to ensure this is through high quality, original content that is search engine optimized.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Health Sep 4, 2020
Health 5 Frequently Asked Questions About ICSI

<p>In fact, IVF and ICSI treatment can be a boon to childless couples.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Health Sep 2, 2020
Health Is it Your First Prenatal Visit To The Gynecologist? Here&#039;s What To Expect

<p>Suddenly you realize you are on the road to pregnancy with the first step being the booking of an appointment with a gynecologist in Chennai.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Health Sep 2, 2020
Health Is Anesthesia Safe for Kids in Surgeries

<p>Anesthetics are being used by humans for thousands of years during medical procedures.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Aug 29, 2020
News 4 mistakes to avoid while opting for SIP investment

<p>SIP is the best option. SIP investment plan or Systematic Investment Plan is one which allows the investor to invest small amounts of capital over a period of time</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Aug 25, 2020
News Why is mutual fund investment growing popular among investors?

<p>A mutual fund is an open-ended investment that pools money from different investors to buy security.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Aug 10, 2020
News What is Inventory? Treatment of Inventory in Accounting

<p>Inventory is all the goods, items, and materials purchased or manufactured by a business for selling. In accounting, inventory is periodic or perpetual.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Aug 3, 2020
News 5 basics to know before you invest in Gold mutual funds

<p>Gold mutual funds involve direct or indirect investments in gold. It is a great way to invest in gold without purchasing it in its physical form.</p><p></p><p>Gold mutual funds involve direct or indirect investments in gold. It is a great way to invest in gold without purchasing it in its physical form. These are open-ended <a rel="nofollow" href="https://www.nipponindiamf.com/"><strong>mutual funds investment</strong></a>, regulated by the gold Exchange Trade Fund. The value of this virtual gold is proportionate to the value of actual gold. The gold works as a safeguard during the financial crisis of an individual.</p><p>&nbsp;</p><p><strong>Purposes</strong></p><p></p><p>People invest in Gold funds so that they can survive even if the market collapses. It is suggested that one should invest at least 10% to 20% in gold funds. The price of gold fluctuates a lot in the global market. A minimum hike in the price can be beneficial for the investor. The return on one's investment sometimes even outgrows the actual gold price. If one invests for a long-term gold plan, the return is calculated based on the current gold price in the global market. It provides a significant amount of money if the price of gold rises at the time of return.</p><p>&nbsp;</p><p><strong>Five Basic things about Gold Mutual funds</strong></p><p></p><p>Before investing in Gold funds, one should understand the details about it. One must know how to invest in gold funds, how one can liquidate the amount, the tax benefits, the transaction process, and others.</p><p>&nbsp;</p><p>Five major things about gold mutual funds are mentioned below:</p><p>&nbsp;</p><p><strong>1. Flexible</strong></p><p><a rel="nofollow" href="https://www.nipponindiamf.com/why-reliance-mutual-fund/gold-fund/"><strong>Gold mutual funds</strong></a><strong>&nbsp;</strong>are very flexible. Unlike physical gold, one can invest even Rs 500 in their Gold mutual funds. So, it is great for people with low incomes who can only afford the minimum rate. Purchasing physical gold needs quite a large amount of money; that is why most of us do not invest in gold funds. But now, with Gold mutual funds,<strong>&nbsp;</strong>everyone can invest in gold and enjoy the benefits.</p><p>&nbsp;</p><p><strong>2. &nbsp;Easy liquidation</strong></p><p>All of us face financial need at some point in our lives. During any financial need, gold funds help one a lot. We can liquidate the gold in short notice. One can opt for any redeemable amount from their gold fund to serve their financial requirements. Trading gold is also very simple and fast.</p><p>&nbsp;</p><p><strong>3. Safe investment</strong></p><p>Gold funds are very safe investments. Security and Exchange Board of India monitors all the gold transactions and checks the condition of these funds periodically. Also, they are not physical gold, so storing them is quite simpler compared to real gold. There are no chances of theft or robbery as well.</p><p>&nbsp;</p><p><strong>4. Diversity</strong></p><p><strong>Mutual funds investment</strong> portfolio gains diversity when one invests in Gold funds. If we invest all our money in a particular thing, the risk of facing a substantial loss increases. That is why people invest in different schemes that lessens the risk of loss and maintain the diversity of their portfolio.</p><p>&nbsp;</p><p><strong>5. Tax benefits</strong></p><p>Investing in long term gold funds can give various tax benefits to the individual as well. So, it will benefit greatly during filing returns.</p><p>&nbsp;</p><p>Gold investments are always beneficial. It helps us during an economic crisis. Thus, more people are investing in gold after understanding its various benefits.</p><p>|#|_#|{"ops":[{"insert":{"image":"https://fsquizmast.blob.core.windows.net/images/20200803/skshaheen-6m8T3znwAIA.jpg"}},{"insert":"nGold mutual funds involve direct or indirect investments in gold. It is a great way to invest in gold without purchasing it in its physical form. These are open-ended "},{"attributes":{"bold":true,"link":"https://www.nipponindiamf.com/"},"insert":"mutual funds investment"},{"insert":", regulated by the gold Exchange Trade Fund. The value of this virtual gold is proportionate to the value of actual gold. The gold works as a safeguard during the financial crisis of an individual.n n"},{"attributes":{"bold":true},"insert":"Purposes"},{"insert":"nnPeople invest in Gold funds so that they can survive even if the market collapses. It is suggested that one should invest at least 10% to 20% in gold funds. The price of gold fluctuates a lot in the global market. A minimum hike in the price can be beneficial for the investor. The return on one's investment sometimes even outgrows the actual gold price. If one invests for a long-term gold plan, the return is calculated based on the current gold price in the global market. It provides a significant amount of money if the price of gold rises at the time of return.n n"},{"attributes":{"bold":true},"insert":"Five Basic things about Gold Mutual funds"},{"insert":"nnBefore investing in Gold funds, one should understand the details about it. One must know how to invest in gold funds, how one can liquidate the amount, the tax benefits, the transaction process, and others. n nFive major things about gold mutual funds are mentioned below:n n"},{"attributes":{"bold":true},"insert":"1. Flexible"},{"insert":"n"},{"attributes":{"bold":true,"link":"https://www.nipponindiamf.com/why-reliance-mutual-fund/gold-fund/"},"insert":"Gold mutual funds"},{"attributes":{"bold":true},"insert":" "},{"insert":"are very flexible. Unlike physical gold, one can invest even Rs 500 in their Gold mutual funds. So, it is great for people with low incomes who can only afford the minimum rate. Purchasing physical gold needs quite a large amount of money; that is why most of us do not invest in gold funds. But now, with Gold mutual funds,"},{"attributes":{"bold":true},"insert":" "},{"insert":"everyone can invest in gold and enjoy the benefits.n n"},{"attributes":{"bold":true},"insert":"2. Easy liquidation"},{"insert":"nAll of us face financial need at some point in our lives. During any financial need, gold funds help one a lot. We can liquidate the gold in short notice. One can opt for any redeemable amount from their gold fund to serve their financial requirements. Trading gold is also very simple and fast.n n"},{"attributes":{"bold":true},"insert":"3. Safe investment"},{"insert":"nGold funds are very safe investments. Security and Exchange Board of India monitors all the gold transactions and checks the condition of these funds periodically. Also, they are not physical gold, so storing them is quite simpler compared to real gold. There are no chances of theft or robbery as well.n n"},{"attributes":{"bold":true},"insert":"4. Diversity"},{"insert":"n"},{"attributes":{"bold":true},"insert":"Mutual funds investment"},{"insert":" portfolio gains diversity when one invests in Gold funds. If we invest all our money in a particular thing, the risk of facing a substantial loss increases. That is why people invest in different schemes that lessens the risk of loss and maintain the diversity of their portfolio.n n"},{"attributes":{"bold":true},"insert":"5. Tax benefits"},{"insert":"nInvesting in long term gold funds can give various tax benefits to the individual as well. So, it will benefit greatly during filing returns. n nGold investments are always beneficial. It helps us during an economic crisis. Thus, more people are investing in gold after understanding its various benefits.</p>

Himani Tal · 8 min read
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Himani Tal posted a new writeup in Education Aug 2, 2020
Education Level II | IFT World

<p>Continue your CFA® Program exam preparation with the most popular prep videos on the internet! IFT videos are amazingly comprehensible. Students love the way Arif Irfanullah explains concepts.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Education Aug 2, 2020
Education IFT World - Welcome to the IFT Learning Portal

<p>IFT has helped thousands of candidates successfully prepare for all three levels of the CFA Program exam since 2011. IFT provides a complete learning experience and preparation strategy.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Health Aug 2, 2020
Health Tips for Choosing a Pediatrician

<p>Check for board certification to ensure necessary skills like child care, communication skills and medical knowledge.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Health Jul 31, 2020
Health Top Risk Factors and Causes of High Risk Pregnancies

<p>High risk pregnancies occur when potential complications affect both mother and baby. Sometimes the reasons are hereditary. $1</p><p></p><p>In India, approximately 20-30% pregnancies are high risk; responsible for 75% of all perinatal complications, according to an article on National Health Portal. Good news is, with specialized care and advancements in the branch of fetal medicine, the cases of positive outcomes are higher today.</p><p></p><p>High risk pregnancies occur when potential complications affect both mother and baby. Sometimes the reasons are hereditary. Maternal age is a significant aspect. At other times, it is a culmination of underlying diseases in the parents, together with environmental factors.</p><p></p><p>If you have prior health disorders and planning to have a baby, here’s all that you need to understand.</p><h2></h2><h2>Risk Factors of High Risk Pregnancy</h2><p>Apart from existing medical conditions, here are a few reasons of why your pregnancy could be high-risk.</p><p>Maternal Age</p><p></p><p>Women above the age of 35 or under 17 have increased chances of preeclampsia. Gestational hypertension, birth defects and miscarriage are other another conditions that come with age.</p><h3></h3><h3>Medical Complications</h3><p></p><p>High blood pressure, diabetes, sexually transmitted diseases, HIV, chronic kidney, heart and lung issues and autoimmune diseases can heighten the chances of risky pregnancies.</p><p></p><h3><strong>Gestational Diabetes</strong></h3><p></p><p>Untreated gestational diabetes is a serious threat to both mother and the baby. It can also lead to high blood pressure and similar dangerous conditions which could be harmful.</p><p></p><h3><strong>Multiple Pregnancies</strong></h3><p></p><p>Women carrying more than one fetus, for example twins or triplets, are closely watched. Pre-term labor or premature birth and cervical insufficiency would be the common complications in such cases.</p><p></p><h3><strong>Improper Weight</strong></h3><p></p><p>In case you have a low BMI, the baby might not be fully developed. If you are overweight or suffering from obesity, the child could be at increased risk of birth defects such as neutral tube defects, infants’ heart problems and still-birth.</p><p></p><h3><strong>Preterm Labor</strong></h3><p></p><p>Usually, this kind of labor starts at week 37 into pregnancy. The baby is not developed enough to live outside the womb. This is one of the most significant causes of high risk pregnancy. Doctors here try their best to take measures and stop the labor from getting induced.</p><p></p><p>Along with these factors, lifestyle habits like regular smoking, doing drugs and alcohol consumption can increase the chances of <a rel="nofollow" href="https://www.apollocradle.com/specialities/high-risk-pregnancy/"><strong>high risk pregnancies</strong></a>.</p><p></p><p>Maternal fetal medicine specialists are specially trained to take care of such aspects. With advanced tools and drugs, today this branch of obstetrics is well-equipped to manage health concerns of mother and baby, prior to, during and shortly after childbirth. &nbsp;Tests like ultrasounds, Chorionic Villus Sampling, Amniocentesis, fetoscopy and non-stress tests can diagnose fetal anomalies from early weeks and help prevent negative outcomes.</p><h2></h2><h2>How to Prevent High Risk Pregnancies</h2><p>Staying both mentally and physically healthy throughout the term can prevent risk factors. Stick to nutritious diet, undisturbed sleep for long hours and daily exercise (moderate only). &nbsp;These can reduce cramping, backaches and bloating. Additionally, don’t forget your prenatal appointments.</p><p></p><p>They can help monitor the development of the fetus and detect complications, if any. This will let you take further steps to keep the child safe.</p><p></p><p>In India, early detection and special treatment can reduce the chances of infant and maternal deaths. Efficient centers for <a rel="nofollow" href="https://www.apollocradle.com/specialities/fetal-medicine/"><strong>fetal medicine</strong></a> are well-equipped to handle any complex pregnancy.</p><p>|#|_#|{"ops":[{"insert":{"image":"https://fsquizmast.blob.core.windows.net/images/20200731/skshaheen-XoZgUgZMAQA.jpg"}},{"insert":"nIn India, approximately 20-30% pregnancies are high risk; responsible for 75% of all perinatal complications, according to an article on National Health Portal. Good news is, with specialized care and advancements in the branch of fetal medicine, the cases of positive outcomes are higher today. nnHigh risk pregnancies occur when potential complications affect both mother and baby. Sometimes the reasons are hereditary. Maternal age is a significant aspect. At other times, it is a culmination of underlying diseases in the parents, together with environmental factors.nnIf you have prior health disorders and planning to have a baby, here’s all that you need to understand. n"},{"attributes":{"header":2},"insert":"n"},{"insert":"Risk Factors of High Risk Pregnancy"},{"attributes":{"header":2},"insert":"n"},{"insert":"Apart from existing medical conditions, here are a few reasons of why your pregnancy could be high-risk. nMaternal AgennWomen above the age of 35 or under 17 have increased chances of preeclampsia. Gestational hypertension, birth defects and miscarriage are other another conditions that come with age. n"},{"attributes":{"header":3},"insert":"n"},{"insert":"Medical Complications "},{"attributes":{"header":3},"insert":"n"},{"insert":"nHigh blood pressure, diabetes, sexually transmitted diseases, HIV, chronic kidney, heart and lung issues and autoimmune diseases can heighten the chances of risky pregnancies. nn"},{"attributes":{"bold":true},"insert":"Gestational Diabetes"},{"attributes":{"header":3},"insert":"n"},{"insert":"n Untreated gestational diabetes is a serious threat to both mother and the baby. It can also lead to high blood pressure and similar dangerous conditions which could be harmful. n n"},{"attributes":{"bold":true},"insert":"Multiple Pregnancies"},{"attributes":{"header":3},"insert":"n"},{"insert":"nWomen carrying more than one fetus, for example twins or triplets, are closely watched. Pre-term labor or premature birth and cervical insufficiency would be the common complications in such cases.n n"},{"attributes":{"bold":true},"insert":"Improper Weight"},{"attributes":{"header":3},"insert":"n"},{"insert":"nIn case you have a low BMI, the baby might not be fully developed. If you are overweight or suffering from obesity, the child could be at increased risk of birth defects such as neutral tube defects, infants’ heart problems and still-birth.nn"},{"attributes":{"bold":true},"insert":"Preterm Labor "},{"attributes":{"header":3},"insert":"n"},{"insert":"nUsually, this kind of labor starts at week 37 into pregnancy. The baby is not developed enough to live outside the womb. This is one of the most significant causes of high risk pregnancy. Doctors here try their best to take measures and stop the labor from getting induced. nnAlong with these factors, lifestyle habits like regular smoking, doing drugs and alcohol consumption can increase the chances of "},{"attributes":{"bold":true,"link":"https://www.apollocradle.com/specialities/high-risk-pregnancy/"},"insert":"high risk pregnancies"},{"insert":". nnMaternal fetal medicine specialists are specially trained to take care of such aspects. With advanced tools and drugs, today this branch of obstetrics is well-equipped to manage health concerns of mother and baby, prior to, during and shortly after childbirth. Tests like ultrasounds, Chorionic Villus Sampling, Amniocentesis, fetoscopy and non-stress tests can diagnose fetal anomalies from early weeks and help prevent negative outcomes. n"},{"attributes":{"header":2},"insert":"n"},{"insert":"How to Prevent High Risk Pregnancies "},{"attributes":{"header":2},"insert":"n"},{"insert":"Staying both mentally and physically healthy throughout the term can prevent risk factors. Stick to nutritious diet, undisturbed sleep for long hours and daily exercise (moderate only). These can reduce cramping, backaches and bloating. Additionally, don’t forget your prenatal appointments. nnThey can help monitor the development of the fetus and detect complications, if any. This will let you take further steps to keep the child safe. nnIn India, early detection and special treatment can reduce the chances of infant and maternal deaths. Efficient centers for "},{"attributes":{"bold":true,"link":"https://www.apollocradle.com/specialities/fetal-medicine/"},"insert":"fetal medicine"},{"insert":" are well-equipped to handle any complex pregnancy.</p>

Himani Tal · 9 min read
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Himani Tal posted a new writeup in Health Jul 30, 2020
Health What you Should Know about Vaginal Dryness

<p>One of the common fallouts of menopause is vaginal dryness. About 58% women who have entered the phase suffer from irritation, itchiness and burning sensations.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Food Jun 14, 2020
Food 5 Unique Samosas You Must Try at Least Once

<p>Originally known as <em>‘sambosa’</em>, the snack has travelled all the way from Central Asia. It has conquered Indian palate and slowly become one of our signature dishes. During the Mughal rule, they were simple meat-filled triangles. But today, the deep fried spicy goodness is also prepared with mashed potatoes, nuts and vegetable fillings.</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Jun 14, 2020
News How to Get Out of Huge Debt with High Interest?

<p>Make a list of all your monthly expenses that can impact your savings.</p><p></p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in Travel Jun 3, 2020
Travel How To Travel Safely Once The Lockdown Restrictions Are Lifted

<p>Once the COVID-19 lockdown is lifted, it could be a great idea to go on a holiday and rejuvenate the mind and body. But, travelling, even post the pandemic, wil</p>

Himani Tal · 1 min read
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Himani Tal posted a new writeup in News Jun 3, 2020
News 5 Good Reasons for Long Terms Savings in the New Decade - Investment Plan - Quora

<p>A declining savings rate is not only detrimental for individuals, but also the economy as a whole.</p>

Himani Tal · 1 min read
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