Gruv provides modular financial infrastructure to move money across borders simply. Start with Virtual Accounts, Payouts, or Merchant of Record and add modules as you grow. It supports multicurrency accounts, card issuance, local transfers, and mass payouts for creators, agencies, and freelancers. Built API-first with webhooks and developer tools, Gruv includes compliance gates, tax document collection, and audit-ready records so finance teams have operational visibility and controls.