Case Snapshot Case: Dobronski v. Rocket Mortgage, LLC Court: U.S. District Court for the Eastern District of Michigan Decision Date: August 10, 2026 Citation: 2…
Case Snapshot Court: New York Supreme Court, Appellate Division, Second Department Case: Michalczyk v. HSBC Bank USA, N.A., 2026 NY Slip Op 04850 Decision Date:…
Alston & Bird LLP is highlighting developments involving ringless voicemail, artificial intelligence, digital consent and biometric privacy in its latest Class …
The Federal Reserve and Federal Deposit Insurance Corporation (FDIC) have proposed raising several dollar-based thresholds governing extensions of credit by ban…
The Ho Chi Minh City Tax Department has launched an artificial intelligence-powered call center designed to automate tax debt reminders, enforcement notificatio…
Case Snapshot Court: U.S. Court of Appeals for the Tenth Circuit Case: Richard Thomas Thigpen v. Westlake Services, LLC, No. 25-2081 Decision Date: Aug. 5, 2026…
A recent decision from the U.S. Court of Appeals for the Tenth Circuit reinforces two important legal principles for creditors and finance companies: entities c…
U.S. employers cut 23,000 jobs in July, while substantial downward revisions to May and June showed that hiring has been considerably weaker than previously rep…
A recent ruling from the U.S. Court of Appeals for the Tenth Circuit could have significant implications for consumers disputing inaccurate credit reporting, pa…
Mark Paoletta has assumed the role of Acting Director of the Consumer Financial Protection Bureau (CFPB) following the expiration of Russell Vought's interim le…
Credit Corp reported stronger financial results for the year ended June 30, 2026, but its shares fell sharply after investors reacted to the company's increased…
U.S. Customs and Border Protection (CBP) is seeking private contractors to locate people who have already been deported to Mexico, Honduras and Guatemala and at…
Legislative Snapshot Bill: S. 4097, State-Based Education Loan Awareness Act Jurisdiction: United States Senate Status: Advanced by the Senate HELP Committee Ke…
Abstract: Consumers have more ways to pay than ever before, but payment preferences become especially important when financial hardship occurs. Research from th…
Abstract: The rise of recurring payment models has transformed how household finances operate. Subscriptions, BNPL arrangements, and automated payments increasi…
Case Snapshot Court: U.S. District Court for the Northern District of California; U.S. Court of Appeals for the 9th Circuit Case: Sweet v. McMahon (formerly Swe…
Abstract: When household finances tighten, consumers become more selective about where their money goes. Recent research from the Federal Reserve Bank of New Yo…
A recent Illinois appellate court decision could have significant implications for companies that purchase defaulted mortgage loans and enforce them through for…
Abstract: Early-stage delinquency is a decision point. Some consumers who reach 30 days past due quickly cure, while others roll to 60, 90, and eventually charg…
Abstract: In highly regulated and seemingly commoditized sectors like debt collection and payment processing, differentiation rarely comes from one dramatic fea…