Saumya Raut

Saumya Raut

@saumyaraut11
Joined Oct 2025 Mumbai, India
11 Writeups
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Saumya Raut posted a new writeup in Finance Apr 23, 2026
How to take advantage of the cooling-off period in your Personal Loan application?
Finance How to take advantage of the cooling-off period in your Personal Loan application?

Borrowing decisions require careful consideration because Loans involve financial commitments that extend over a period of time. While borrowers may apply fo...

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Finance Apr 8, 2026
Key differences between Bike Loan on fixed vs floating interest rate
Finance Key differences between Bike Loan on fixed vs floating interest rate

Buying a motorcycle usually takes some financial planning. Many people choose Loans, so they don’t have to pay the full price upfront. When you apply for a L...

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Business Mar 20, 2026
The role of government schemes in supporting women startups
Business The role of government schemes in supporting women startups

Women led enterprises are steadily contributing to India’s economic growth. Increasing participation of women in business reflects changing social a

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Finance Mar 17, 2026
EMI vs Lump Sum Payments: Which is Better for Your Financial Health?
Finance EMI vs Lump Sum Payments: Which is Better for Your Financial Health?

When planning major expenses such as education, personal needs, or lifestyle changes, people usually decide whether to pay everything at once or use a

Saumya Raut
Saumya Raut · 3 min read
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Saumya Raut posted a new writeup in Finance Mar 10, 2026
How to use a Business Loan EMI calculator to plan your e-commerce Business Loan
Finance How to use a Business Loan EMI calculator to plan your e-commerce Business Loan

A Business Loan EMI calculator is a helpful tool for e-commerce businesses that want to plan their finances.

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Business Feb 26, 2026
The best low-cost high-profit business models for 2026
Business The best low-cost high-profit business models for 2026

The domain of entrepreneurship is shifting towards digital-first, service-oriented frameworks that require minimal physical infrastructure. In 2026, t

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Business Feb 26, 2026
How NSIC helps MSMEs grow: Key services explained
Business How NSIC helps MSMEs grow: Key services explained

MSMEs play a significant role in economic development, employment generation, and industrial growth. To support these enterprises, dedicated instituti

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Finance Jan 30, 2026
What happens when the reverse Repo rate increases? Effects you should know
Finance What happens when the reverse Repo rate increases? Effects you should know

Monetary policy tools play an important role in shaping liquidity, borrowing behaviour, and overall economic stability. Among these tools, changes in

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Business Jan 22, 2026
How do NBFCs use the NIC Code for Loan approval and industry classification?
Business How do NBFCs use the NIC Code for Loan approval and industry classification?

When businesses apply for credit, lending institutions assess more than just income and repayment history. Industry classification plays an important

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Finance Nov 17, 2025
Types of NBFC classified by the Reserve Bank of India
Finance Types of NBFC classified by the Reserve Bank of India

We offers a comprehensive range of financial solutions including personal loans, business loans, and rural finance, empowering individuals and businesses to achieve their goals and aspirations.

Saumya Raut
Saumya Raut · 4 min read
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Saumya Raut posted a new writeup in Finance Oct 31, 2025
Why Business Loan eligibility calculators are a must for SMEs
Finance Why Business Loan eligibility calculators are a must for SMEs

The Business Loan calculator provides accurate estimates of monthly Loan repayments, which can be factored into your existing expenses to create a budget-friendly repayment schedule.

Saumya Raut
Saumya Raut · 4 min read
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