Be Aware of The Duties and Responsibilities of insurance Surveyor.

Here Are Some Duties And Responsibility , Insurance Surveyor Must Aware of . 

Check Claim Legitimacy

The Surveyor and Loss Assessor must examine, inquire, investigate, verify, and check all the possible causes and circumstances of the claim losses. This includes the following:

Extent of LossNature of the OwnershipInsurable Interest

Surveying and Assessing 

The Insurance Surveyor  must conduct spot and final surveys whenever necessary. It must also analyze and submit the franchise, its excess or under insurance, and other matters. The Insurance Surveyor and Loss Assessor must estimate, measure, and determine the quantum and description of the subject under which loss has occurred.

 

Insurance Surveyor and Loss Assessor: Advisory to all

The Insurance Surveyor and Loss Assessor must suggest to the Insurer and the insured the following to avoid further losses:

Loss MinimizationLoss ControlSecuritySafety Measures

Insurance Surveyor and Loss Assessor: Claim Admissibility

The Surveyor and Loss Assessor must comment on the claim's admissibility. It must also assess the company's liability in accordance with the insurance policy terms and conditions.

Surveying and Assessment

The Surveyor must survey and assess the loss on behalf of the Insurer. It must also satisfy the queries of both parties and entities. The Assessor must recommend the following to the Insurer:

Applicability of DepreciationPercentageQuantum of Depreciation 

The Insurance Surveyor is also expected to give reasons for repudiation if the policy does not cover the claim. The Surveyor and Loss Assessor must arrange for an expert opinion if required.

 

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