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If you are looking for a new home in Kentucky, it is recommended to invest in KY property insurance.
This type of coverage protects your property from damages caused by a natural disaster or other unexpected events. A home insurance policy may also be required by a mortgage lender. It is best to consult an agent to determine the most appropriate coverage.
The insurance industry in Kentucky is regulated. The Kentucky Department of Insurance (KDI) is responsible for the regulation of the industry. For instance, there is a statute of limitations for making a claim on your insurance.
The KDI also regulates commercial insurance in the state. You must carry commercial property insurance if you own a business with property that can be damaged.
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