personal banking services

personal banking services

@personalbankingservices
Joined Dec 2023 Mumbai, India
65 Writeups
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personal banking services posted a new writeup in Finance Jul 16, 2026
Three ways a personal loan calculator makes borrowing easier
Finance Three ways a personal loan calculator makes borrowing easier

Deciding on a Personal Loan amount can be tricky. Questions such as: How much should you borrow? Can you afford the EMI? Which bank offers the best deal? Wha...


personal banking services posted a new writeup in Finance Jul 16, 2026
Common FD misconceptions that could cost people money
Finance Common FD misconceptions that could cost people money

In 2026, Fixed Deposits have long become an established investment vehicle. Almost every major bank in India has various FD schemes in its product portfolio....


personal banking services posted a new writeup in Finance Jun 1, 2026
Precautions to take while using EMI and eligibility calculators
Finance Precautions to take while using EMI and eligibility calculators

Online financial tools make it easier and faster to plan for a Loan. They show you how much you might need to repay and whether you qualify before you apply....


personal banking services posted a new writeup in Finance Jun 1, 2026
Common mistakes people make while using Loan calculators
Finance Common mistakes people make while using Loan calculators

A Personal Loan calculator is a valuable instrument when you’re planning to borrow. It gives a quick estimate of your EMI based on the Loan amount, interest ...


personal banking services posted a new writeup in Finance May 18, 2026
How are digital tools changing the way Indians plan their savings?
Finance How are digital tools changing the way Indians plan their savings?

Savings habits in India have evolved significantly over the years. With the advent of digitisation, the landscape of financial technology has changed. Indivi...


personal banking services posted a new writeup in Investing & Stock Market Mar 18, 2026
Building a Life, You Love with Smarter Homeownership
Investing & Stock Market Building a Life, You Love with Smarter Homeownership

Buying a home is not just about bricks and walls it is about creating a space that reflects your aspirations, values and future plans. Whether it is y


personal banking services posted a new writeup in Business Feb 16, 2026
Turning Shared Dreams into Reality with a Zero Balance Current Account
Business Turning Shared Dreams into Reality with a Zero Balance Current Account

Big dreams often begin with small, consistent financial decisions. For married couples and families, aspirations such as going abroad, starting a bout


personal banking services posted a new writeup in Digital Marketing Feb 16, 2026
How do digital Current Accounts support e-commerce and online-first businesses?
Digital Marketing How do digital Current Accounts support e-commerce and online-first businesses?

E-commerce and online-first businesses operate in a fast-moving environment where payments, refunds, and settlements happen continuously. Managing thi


personal banking services posted a new writeup in Business Feb 5, 2026
Understanding airport lounge benefits from a money management view
Business Understanding airport lounge benefits from a money management view

Air travel often comes with more expenses than people expect. Beyond flight tickets, travellers regularly spend on food, drinks, internet access, and


personal banking services posted a new writeup in Finance Feb 5, 2026
How self-employed professionals use a 2nd Hand-Car Loan to build mobility for their business?
Finance How self-employed professionals use a 2nd Hand-Car Loan to build mobility for their business?

Self-employed professionals often depend heavily on mobility to keep their business running smoothly. Whether they are photographers attending shoots,


personal banking services posted a new writeup in Finance Feb 5, 2026
The hidden role of Personal Loan EMI calculators in long-term budget discipline
Finance The hidden role of Personal Loan EMI calculators in long-term budget discipline

Taking out a Personal Loan is easy these days. But paying it back over months or years requires careful planning. A Personal Loan EMI calculator isn??


personal banking services posted a new writeup Dec 30, 2025
Why do Housing Loan interest rates matter most for buyers opting for under-construction properties?
Why do Housing Loan interest rates matter most for buyers opting for under-construction properties?

Buying an under-construction property is a popular choice for many homebuyers. It often offers better prices, flexible payment plans, and the exciteme


personal banking services posted a new writeup in Finance Dec 30, 2025
Essential drivers behind Car Loan interest rate changes
Finance Essential drivers behind Car Loan interest rate changes

Opting for Car Loans can be quite convenient, as it can reduce immediate financial strain. The wide availability of Loan options makes car purchases e


personal banking services posted a new writeup in Finance Dec 30, 2025
7 common myths about Fixed Deposits
Finance 7 common myths about Fixed Deposits

Fixed Deposits have been widely known as trusted and popular investment options. They help achieve steady returns and are therefore safe options. Howe


personal banking services posted a new writeup in Finance Nov 17, 2025
Understanding the role of credit score in Home Loan approvals
Finance Understanding the role of credit score in Home Loan approvals

Applying for a Home Loan is one of the most important financial decisions, and your Credit score plays a key role in how smoothly the process unfolds.


personal banking services posted a new writeup in Finance Nov 15, 2025
Things to check about the property before applying for a Home Loan
Finance Things to check about the property before applying for a Home Loan

Carefully checking the property before buying helps you avoid legal and financial problems later.


personal banking services posted a new writeup in Finance Nov 14, 2025
Smart tips to own a car today
Finance Smart tips to own a car today

There is something undeniably liberating about having your own car. It is not just a mode of transport but your companion for unplanned road trips, ea


personal banking services posted a new writeup in Finance Oct 24, 2025
How to tackle hidden charges while opening a Zero-Balance Savings Account online?
Finance How to tackle hidden charges while opening a Zero-Balance Savings Account online?

As the name suggests, Zero-Balance Accounts eliminate the need to maintain a minimum balance. However, while they appear cost-free and straightforward


personal banking services posted a new writeup in Finance Oct 24, 2025
The role of EMIs in planning your car purchase
Finance The role of EMIs in planning your car purchase

Purchasing a car is a milestone for many people, but it requires careful financial planning to ensure affordability. While the upfront price of a vehi


personal banking services posted a new writeup in Finance Oct 24, 2025
Are short-term or long-term FDs better for higher interest rates?
Finance Are short-term or long-term FDs better for higher interest rates?

“Should I invest in short-term FDs or long-term FDs if I want higher interest rates?” At first glance, it might seem logical that a longer tenure