personal banking services

personal banking services

@personalbankingservices
Joined Dec 2023 Mumbai, India
63 Writeups
personal banking services posted a new writeup in Finance 6d ago
Precautions to take while using EMI and eligibility calculators
Finance Precautions to take while using EMI and eligibility calculators

Online financial tools make it easier and faster to plan for a Loan. They show you how much you might need to repay and whether you qualify before you apply....


personal banking services posted a new writeup in Finance 6d ago
Common mistakes people make while using Loan calculators
Finance Common mistakes people make while using Loan calculators

A Personal Loan calculator is a valuable instrument when you’re planning to borrow. It gives a quick estimate of your EMI based on the Loan amount, interest ...


personal banking services posted a new writeup in Finance May 18, 2026
How are digital tools changing the way Indians plan their savings?
Finance How are digital tools changing the way Indians plan their savings?

Savings habits in India have evolved significantly over the years. With the advent of digitisation, the landscape of financial technology has changed. Indivi...


personal banking services posted a new writeup in Investing & Stock Market Mar 18, 2026
Building a Life, You Love with Smarter Homeownership
Investing & Stock Market Building a Life, You Love with Smarter Homeownership

Buying a home is not just about bricks and walls it is about creating a space that reflects your aspirations, values and future plans. Whether it is y


personal banking services posted a new writeup in Business Feb 16, 2026
Turning Shared Dreams into Reality with a Zero Balance Current Account
Business Turning Shared Dreams into Reality with a Zero Balance Current Account

Big dreams often begin with small, consistent financial decisions. For married couples and families, aspirations such as going abroad, starting a bout


personal banking services posted a new writeup in Digital Marketing Feb 16, 2026
How do digital Current Accounts support e-commerce and online-first businesses?
Digital Marketing How do digital Current Accounts support e-commerce and online-first businesses?

E-commerce and online-first businesses operate in a fast-moving environment where payments, refunds, and settlements happen continuously. Managing thi


personal banking services posted a new writeup in Business Feb 5, 2026
Understanding airport lounge benefits from a money management view
Business Understanding airport lounge benefits from a money management view

Air travel often comes with more expenses than people expect. Beyond flight tickets, travellers regularly spend on food, drinks, internet access, and


personal banking services posted a new writeup in Finance Feb 5, 2026
How self-employed professionals use a 2nd Hand-Car Loan to build mobility for their business?
Finance How self-employed professionals use a 2nd Hand-Car Loan to build mobility for their business?

Self-employed professionals often depend heavily on mobility to keep their business running smoothly. Whether they are photographers attending shoots,


personal banking services posted a new writeup in Finance Feb 5, 2026
The hidden role of Personal Loan EMI calculators in long-term budget discipline
Finance The hidden role of Personal Loan EMI calculators in long-term budget discipline

Taking out a Personal Loan is easy these days. But paying it back over months or years requires careful planning. A Personal Loan EMI calculator isn??


personal banking services posted a new writeup Dec 30, 2025
Why do Housing Loan interest rates matter most for buyers opting for under-construction properties?
Why do Housing Loan interest rates matter most for buyers opting for under-construction properties?

Buying an under-construction property is a popular choice for many homebuyers. It often offers better prices, flexible payment plans, and the exciteme


personal banking services posted a new writeup in Automotive Dec 30, 2025
Essential drivers behind Car Loan interest rate changes
Automotive Essential drivers behind Car Loan interest rate changes

Opting for Car Loans can be quite convenient, as it can reduce immediate financial strain. The wide availability of Loan options makes car purchases e


personal banking services posted a new writeup in Finance Dec 30, 2025
7 common myths about Fixed Deposits
Finance 7 common myths about Fixed Deposits

Fixed Deposits have been widely known as trusted and popular investment options. They help achieve steady returns and are therefore safe options. Howe


personal banking services posted a new writeup in Finance Nov 17, 2025
Understanding the role of credit score in Home Loan approvals
Finance Understanding the role of credit score in Home Loan approvals

Applying for a Home Loan is one of the most important financial decisions, and your Credit score plays a key role in how smoothly the process unfolds.


personal banking services posted a new writeup in Finance Nov 15, 2025
Things to check about the property before applying for a Home Loan
Finance Things to check about the property before applying for a Home Loan

Carefully checking the property before buying helps you avoid legal and financial problems later.


personal banking services posted a new writeup in Automotive Nov 14, 2025
Smart tips to own a car today
Automotive Smart tips to own a car today

There is something undeniably liberating about having your own car. It is not just a mode of transport but your companion for unplanned road trips, ea


personal banking services posted a new writeup in Finance Oct 24, 2025
How to tackle hidden charges while opening a Zero-Balance Savings Account online?
Finance How to tackle hidden charges while opening a Zero-Balance Savings Account online?

As the name suggests, Zero-Balance Accounts eliminate the need to maintain a minimum balance. However, while they appear cost-free and straightforward


personal banking services posted a new writeup in Finance Oct 24, 2025
The role of EMIs in planning your car purchase
Finance The role of EMIs in planning your car purchase

Purchasing a car is a milestone for many people, but it requires careful financial planning to ensure affordability. While the upfront price of a vehi


personal banking services posted a new writeup in Finance Oct 24, 2025
Are short-term or long-term FDs better for higher interest rates?
Finance Are short-term or long-term FDs better for higher interest rates?

“Should I invest in short-term FDs or long-term FDs if I want higher interest rates?” At first glance, it might seem logical that a longer tenure


personal banking services posted a new writeup in Finance Sep 16, 2025
Essential insights for successful Home Loan repayment planning
Finance Essential insights for successful Home Loan repayment planning

When you raise funds to buy a property, the most critical aspect to evaluate is the repayment plan. A Home Loan is generally repaid through equated mo


personal banking services posted a new writeup in Finance Sep 16, 2025
Advantages of “Lifetime-Free” Credit Cards: 7 points you need to know!
Finance Advantages of “Lifetime-Free” Credit Cards: 7 points you need to know!

Selecting the perfect Credit Card requires research and knowledge. The primary factor people worry about when choosing a Credit Card is the annual fee


personal banking services posted a new writeup in Finance Sep 16, 2025
From savings to stability: Habits for a strong financial future
Finance From savings to stability: Habits for a strong financial future

Having good financial health is not just about earning more; it is about making the right choices with the money you already have. By developing small


personal banking services posted a new writeup in Finance Aug 12, 2025
Can you convert your Credit Card bills into EMI?
Finance Can you convert your Credit Card bills into EMI?

Credit cards are excellent for managing short-term expenses and earning rewards. But what happens when your credit card bill goes beyond your monthly


personal banking services posted a new writeup in Finance Aug 12, 2025
Opening accounts online? Here is how your data stays safe
Finance Opening accounts online? Here is how your data stays safe

Opening a Bank Account online is a thrilling and convenient option for those who appreciate efficiency. However, it is crucial to prioritise security


personal banking services posted a new writeup in Finance Jul 10, 2025
Things you should know before applying for a Personal Loan online
Finance Things you should know before applying for a Personal Loan online

If you are applying for a Personal Loan online, it is a smart and convenient way to fund your personal expenses. Before applying, it is essential to b


personal banking services posted a new writeup in Finance Jul 8, 2025
How is a Fixed Deposit taxed in India?
Finance How is a Fixed Deposit taxed in India?

Fixed Deposits are a popular investment in India, offering safety and assured returns. However, it is essential to understand the tax implications of


personal banking services posted a new writeup in Finance Jun 5, 2025
How to transition from Debit to Credit Card for better financial management?
Finance How to transition from Debit to Credit Card for better financial management?

Switching from Debit to Credit Cards is a smart move toward improved financial management. While Debit Cards are convenient for everyday transactions,


personal banking services posted a new writeup in Finance Jun 5, 2025
Smart FD investment strategies for first-time investors
Finance Smart FD investment strategies for first-time investors

For young professionals and beginners stepping into the world of personal finance, choosing the right investment path is crucial. Fixed Deposits are a


personal banking services posted a new writeup in Finance May 21, 2025
Decoding the meaning of beneficiary in banking
Finance Decoding the meaning of beneficiary in banking

Have you ever transferred money online and wondered why banks ask you to add a ‘beneficiary’? Or have you seen the term ‘beneficiary’ while se


personal banking services posted a new writeup in Finance May 15, 2025
How to improve your Home Loan eligibility without increasing your salary
Finance How to improve your Home Loan eligibility without increasing your salary

Everybody at some point wishes to own a home. But getting a Home Loan is not always easy. Banks check many things before approving a Loan. While salar


personal banking services posted a new writeup in Finance May 15, 2025
How to get the best Fixed Deposit interest rates: 6 tips you can follow!
Finance How to get the best Fixed Deposit interest rates: 6 tips you can follow!

Everyone wants to save money and see it grow. One reliable method you can follow is by opening and investing in Fixed Deposits. With FDs, you enjoy fi


personal banking services posted a new writeup in Finance May 15, 2025
How to use a Personal Loan for debt consolidation?
Finance How to use a Personal Loan for debt consolidation?

If you have multiple Loans with varying payment schedules, staying on top of things may become difficult. Many people use a Personal Loan to simplify


personal banking services posted a new writeup in Finance Apr 17, 2025
How to keep the Personal Loan application error-free?
Finance How to keep the Personal Loan application error-free?

Applying for a Personal Loan can feel like a daunting process but ensuring that your application is error-free is the most important step to increase


personal banking services posted a new writeup in Finance Apr 17, 2025
How do banks verify your Personal Loan eligibility?
Finance How do banks verify your Personal Loan eligibility?

When you apply for a Personal Loan, banks do not just look at your application and grant approval based on trust. Banks perform a series of checks to


personal banking services posted a new writeup in Finance Apr 8, 2025
Precautions to take while opening a Zero-Balance Account online
Finance Precautions to take while opening a Zero-Balance Account online

Opening a Zero-Balance Account online offers a lot of conveniences. You need not maintain a minimum balance, fees are low, and account management is s


personal banking services posted a new writeup in Finance Apr 8, 2025
How does a Savings Account help build an emergency fund?
Finance How does a Savings Account help build an emergency fund?

Unexpected medical bills, car repairs, or even job loss, along with emergencies, can come at any time. While you cannot predict the future, you can pr


personal banking services posted a new writeup in Finance Apr 7, 2025
The impact of high-interest Savings Accounts on financial planning
Finance The impact of high-interest Savings Accounts on financial planning

Creating a well-rounded financial plan is essential to achieving long-term stability and growth today. A key component of any solid financial strategy


personal banking services posted a new writeup in Finance Aug 14, 2024
personal banking services posted a new writeup in Finance Aug 6, 2024
personal banking services posted a new writeup in Finance Aug 6, 2024
personal banking services posted a new writeup in Finance Aug 6, 2024
personal banking services posted a new writeup in Finance Jul 12, 2024
personal banking services posted a new writeup in Finance Jun 7, 2024
personal banking services posted a new writeup in Finance May 22, 2024
personal banking services posted a new writeup in Finance May 4, 2024
personal banking services posted a new writeup in Finance Apr 29, 2024
personal banking services posted a new writeup in Finance Apr 28, 2024
personal banking services posted a new writeup in Finance Apr 18, 2024
personal banking services posted a new writeup in Finance Apr 15, 2024
personal banking services posted a new writeup in Finance Apr 3, 2024
personal banking services posted a new writeup in Finance Mar 31, 2024