Ravi Fernandes

Ravi Fernandes

@ravifernandes152

Finance blogger | Stocks, bonds, investing tips & market insights.

Joined Mar 2023 Mumbai, India
63 Writeups
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Ravi Fernandes posted a new writeup in Investment Aug 13, 2026
How Post Office FD Interest Rates Perform During High Inflation
Investment How Post Office FD Interest Rates Perform During High Inflation

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Aug 11, 2026
Masala Bonds Explained: Understanding Rupee-Denominated Overseas Debt
Finance Masala Bonds Explained: Understanding Rupee-Denominated Overseas Debt

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Aug 7, 2026
What Is Yield to Maturity (YTM) and Why Is It Important for Bond Investors?
Investment What Is Yield to Maturity (YTM) and Why Is It Important for Bond Investors?

When I first started buying bonds, I thought it was as simple as picking one with a nice interest payout and waiting for it to finish. But I quickly learned ...


Ravi Fernandes posted a new writeup in Finance Aug 6, 2026
Best Websites to Buy Government Bonds Online in India
Finance Best Websites to Buy Government Bonds Online in India

Let’s be completely honest: for the longest time, dealing with safe investments felt like an absolute chore. Whenever I wanted to put my money somewhere secu...


Ravi Fernandes posted a new writeup in Investment Aug 4, 2026
Reducing Capital Gains Tax Liability Through 54EC Bonds
Investment Reducing Capital Gains Tax Liability Through 54EC Bonds

Navigating the complex landscape of taxation after selling a long-term capital asset can often feel overwhelming for property owners and long-term investors ...


Ravi Fernandes posted a new writeup in Future Jul 29, 2026
Buying Government Bonds Online via RBI Retail Direct and NSE goBID
Future Buying Government Bonds Online via RBI Retail Direct and NSE goBID

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Jul 24, 2026
Bonds vs Stocks: Which Suits Conservative vs Growth Investors
Finance Bonds vs Stocks: Which Suits Conservative vs Growth Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jul 13, 2026
Comparing the Risk Profiles of Bonds and Fixed Deposits
Investment Comparing the Risk Profiles of Bonds and Fixed Deposits

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jul 10, 2026
The Importance of Portfolio Management in Bond Investing
Investment The Importance of Portfolio Management in Bond Investing

In my daily professional life, I have come to realize that the most successful wealth-building journeys are rarely the result of impulsive, reactive decision...


Ravi Fernandes posted a new writeup in Investment Jul 9, 2026
How to Choose Government Bonds Based on Your Risk Profile
Investment How to Choose Government Bonds Based on Your Risk Profile

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 22, 2026
Asset Allocation Explained for Smarter Investing
Investment Asset Allocation Explained for Smarter Investing

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 18, 2026
Sweep-in FD Facility: How It Helps Maximise Savings
Investment Sweep-in FD Facility: How It Helps Maximise Savings

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 10, 2026
How High-Net-Worth Families Use HUF Structure to Reduce Bond Tax Liability
Investment How High-Net-Worth Families Use HUF Structure to Reduce Bond Tax Liability

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 8, 2026
Sovereign Gold Bond Returns: Real Numbers Every Investor Should See
Investment Sovereign Gold Bond Returns: Real Numbers Every Investor Should See

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 1, 2026
Floating Rate Bonds: How They Protect Against Rising Interest Rates
Investment Floating Rate Bonds: How They Protect Against Rising Interest Rates

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment May 26, 2026
How to Open a Post Office FD Online Using DOP Mobile Banking
Investment How to Open a Post Office FD Online Using DOP Mobile Banking

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment May 20, 2026
How to Build a Corporate Bond Ladder for Steady Income
Investment How to Build a Corporate Bond Ladder for Steady Income

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment May 4, 2026
How Big Is India's Bond Market and Why It Matters for Investors
Investment How Big Is India's Bond Market and Why It Matters for Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investing & Stock Market Apr 23, 2026
Why Public Sector Undertaking Bonds Are Gaining Popularity Among Retail Investors
Investing & Stock Market Why Public Sector Undertaking Bonds Are Gaining Popularity Among Retail Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Apr 17, 2026
Corporate Bonds Rated by Risk Levels
Investment Corporate Bonds Rated by Risk Levels

Making bond markets accessible, transparent to investors.