Ravi Fernandes

Ravi Fernandes

@ravifernandes152

Finance blogger | Stocks, bonds, investing tips & market insights.

Joined Mar 2023 Mumbai, India
60 Writeups
Ravi Fernandes posted a new writeup in Finance 16h ago
Best Websites to Buy Government Bonds Online in India
Finance Best Websites to Buy Government Bonds Online in India

Let’s be completely honest: for the longest time, dealing with safe investments felt like an absolute chore. Whenever I wanted to put my money somewhere secu...


Ravi Fernandes posted a new writeup in Investment 2d ago
Reducing Capital Gains Tax Liability Through 54EC Bonds
Investment Reducing Capital Gains Tax Liability Through 54EC Bonds

Navigating the complex landscape of taxation after selling a long-term capital asset can often feel overwhelming for property owners and long-term investors ...


Ravi Fernandes posted a new writeup in Future Jul 29, 2026
Buying Government Bonds Online via RBI Retail Direct and NSE goBID
Future Buying Government Bonds Online via RBI Retail Direct and NSE goBID

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Jul 24, 2026
Bonds vs Stocks: Which Suits Conservative vs Growth Investors
Finance Bonds vs Stocks: Which Suits Conservative vs Growth Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jul 13, 2026
Comparing the Risk Profiles of Bonds and Fixed Deposits
Investment Comparing the Risk Profiles of Bonds and Fixed Deposits

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jul 10, 2026
The Importance of Portfolio Management in Bond Investing
Investment The Importance of Portfolio Management in Bond Investing

In my daily professional life, I have come to realize that the most successful wealth-building journeys are rarely the result of impulsive, reactive decision...


Ravi Fernandes posted a new writeup in Investment Jul 9, 2026
How to Choose Government Bonds Based on Your Risk Profile
Investment How to Choose Government Bonds Based on Your Risk Profile

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 22, 2026
Asset Allocation Explained for Smarter Investing
Investment Asset Allocation Explained for Smarter Investing

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 18, 2026
Sweep-in FD Facility: How It Helps Maximise Savings
Investment Sweep-in FD Facility: How It Helps Maximise Savings

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 10, 2026
How High-Net-Worth Families Use HUF Structure to Reduce Bond Tax Liability
Investment How High-Net-Worth Families Use HUF Structure to Reduce Bond Tax Liability

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 8, 2026
Sovereign Gold Bond Returns: Real Numbers Every Investor Should See
Investment Sovereign Gold Bond Returns: Real Numbers Every Investor Should See

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Jun 1, 2026
Floating Rate Bonds: How They Protect Against Rising Interest Rates
Investment Floating Rate Bonds: How They Protect Against Rising Interest Rates

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment May 26, 2026
How to Open a Post Office FD Online Using DOP Mobile Banking
Investment How to Open a Post Office FD Online Using DOP Mobile Banking

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment May 20, 2026
How to Build a Corporate Bond Ladder for Steady Income
Investment How to Build a Corporate Bond Ladder for Steady Income

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment May 4, 2026
How Big Is India's Bond Market and Why It Matters for Investors
Investment How Big Is India's Bond Market and Why It Matters for Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investing & Stock Market Apr 23, 2026
Why Public Sector Undertaking Bonds Are Gaining Popularity Among Retail Investors
Investing & Stock Market Why Public Sector Undertaking Bonds Are Gaining Popularity Among Retail Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investment Apr 17, 2026
Corporate Bonds Rated by Risk Levels
Investment Corporate Bonds Rated by Risk Levels

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Investing & Stock Market Apr 13, 2026
Real Estate Investment Trusts: How They Generate Passive Income
Investing & Stock Market Real Estate Investment Trusts: How They Generate Passive Income

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Apr 2, 2026
How to Pick the Right Online Bond Platform for Investing in India
Finance How to Pick the Right Online Bond Platform for Investing in India

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Mar 26, 2026
Post Office Fixed Deposit: Tax implications revealed
Finance Post Office Fixed Deposit: Tax implications revealed

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Mar 24, 2026
Difference Between Government Bonds and Corporate Bonds: Default Risks Analyzed
Finance Difference Between Government Bonds and Corporate Bonds: Default Risks Analyzed

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Mar 23, 2026
Yield to maturity meaning for long-term investing
Finance Yield to maturity meaning for long-term investing

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Feb 26, 2026
Corporate Fixed Deposits: Insights for All Investors
Finance Corporate Fixed Deposits: Insights for All Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Feb 18, 2026
Types of Fixed Deposits Available for Indian Investors
Finance Types of Fixed Deposits Available for Indian Investors

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Feb 9, 2026
Complete List of Government-Backed Tax-Free Bonds
Finance Complete List of Government-Backed Tax-Free Bonds

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Jan 22, 2026
Types of Fixed Deposit Accounts in India
Finance Types of Fixed Deposit Accounts in India

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Jan 20, 2026
Types of Corporate Bonds Explained With Examples
Finance Types of Corporate Bonds Explained With Examples

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Dec 31, 2025
Benefits of Investing in the Sovereign Gold Bond Scheme
Finance Benefits of Investing in the Sovereign Gold Bond Scheme

Making bond markets accessible, transparent to investors


Ravi Fernandes posted a new writeup in Finance Dec 8, 2025
Bond Yield: How to Calculate and Interpret
Finance Bond Yield: How to Calculate and Interpret

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Dec 5, 2025
Corporate Bonds vs Stocks: A Risk and Returns Comparison
Finance Corporate Bonds vs Stocks: A Risk and Returns Comparison

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Dec 3, 2025
Treasury Bills: Meaning and Investment Options
Finance Treasury Bills: Meaning and Investment Options

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Dec 1, 2025
SGB vs. Gold ETF: Which Is Better?
Finance SGB vs. Gold ETF: Which Is Better?

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Nov 27, 2025
A Detailed Process on How to Buy Corporate Bonds in India
Finance A Detailed Process on How to Buy Corporate Bonds in India

Making bond markets accessible, transparent to investors.


Ravi Fernandes posted a new writeup in Finance Aug 29, 2025
Guide to Buying Capital Gain Bonds Online in India
Finance Guide to Buying Capital Gain Bonds Online in India

With digital platforms now part of everyday life, even tax-saving investments have moved online. One example is capital gain bonds under Section 54EC


Ravi Fernandes posted a new writeup in Finance Aug 22, 2025
Corporate Bonds vs Government Bonds: A Comparative Analysis
Finance Corporate Bonds vs Government Bonds: A Comparative Analysis

We are a financial company driven by technology with a passion to create an investment platform that provides access to the fixed income market in a low-cost, t…


Ravi Fernandes posted a new writeup in Finance Jul 21, 2025
Debt instruments explained: How to choose between long-term and short-term options
Finance Debt instruments explained: How to choose between long-term and short-term options

In today's dynamic financial environment, investors are increasingly turning towards fixed-income products to build a stable core within their portfo


Ravi Fernandes posted a new writeup in Finance Jun 13, 2025
Unlocking fixed-income potential: A digital gateway to Debt Securities
Finance Unlocking fixed-income potential: A digital gateway to Debt Securities

Investors increasingly seek avenues that offer stability, predictable returns, and diversification in an evolving financial landscape. Fixed-income in


Ravi Fernandes posted a new writeup in Finance Apr 14, 2025
How do Commercial Paper and Government Securities shape the economy?
Finance How do Commercial Paper and Government Securities shape the economy?

The economy operates on a continuous flow of money, and two crucial financial instruments, Commercial Paper and Government Securities, help maintain t


Ravi Fernandes posted a new writeup in Finance Aug 13, 2024
Ravi Fernandes posted a new writeup in Finance Aug 13, 2024
Ravi Fernandes posted a new writeup in Finance Aug 7, 2024
Ravi Fernandes posted a new writeup in Finance Jun 27, 2024
Ravi Fernandes posted a new writeup in Health Jun 13, 2024
Ravi Fernandes posted a new writeup in Finance Jun 12, 2024
Ravi Fernandes posted a new writeup in Finance Jun 6, 2024
Ravi Fernandes posted a new writeup in Finance May 3, 2024
Ravi Fernandes posted a new writeup in Business Apr 14, 2024
Ravi Fernandes posted a new writeup in Business Apr 14, 2024
Ravi Fernandes posted a new writeup in Finance Mar 4, 2024
Ravi Fernandes posted a new writeup in Finance Feb 8, 2024