Credit Corp reported stronger financial results for the year ended June 30, 2026, but its shares fell sharply after investors reacted to the company's increased…
U.S. Customs and Border Protection (CBP) is seeking private contractors to locate people who have already been deported to Mexico, Honduras and Guatemala and at…
Legislative Snapshot Bill: S. 4097, State-Based Education Loan Awareness Act Jurisdiction: United States Senate Status: Advanced by the Senate HELP Committee Ke…
Abstract: Consumers have more ways to pay than ever before, but payment preferences become especially important when financial hardship occurs. Research from th…
Abstract: The rise of recurring payment models has transformed how household finances operate. Subscriptions, BNPL arrangements, and automated payments increasi…
Case Snapshot Court: U.S. District Court for the Northern District of California; U.S. Court of Appeals for the 9th Circuit Case: Sweet v. McMahon (formerly Swe…
Abstract: When household finances tighten, consumers become more selective about where their money goes. Recent research from the Federal Reserve Bank of New Yo…
A recent Illinois appellate court decision could have significant implications for companies that purchase defaulted mortgage loans and enforce them through for…
Abstract: Early-stage delinquency is a decision point. Some consumers who reach 30 days past due quickly cure, while others roll to 60, 90, and eventually charg…
Abstract: In highly regulated and seemingly commoditized sectors like debt collection and payment processing, differentiation rarely comes from one dramatic fea…
A recent ruling by the U.S. Court of Appeals for the Seventh Circuit, along with several district court decisions, may reduce federal Telephone Consumer Protect…
Chile's government has begun an aggressive effort to recover overdue student loan debt, targeting hundreds of thousands of borrowers after repayment rates deter…
Learn how to evaluate build vs buy AI solutions in financial services using a practical decision framework for collections, creditors, and fintech leaders.
Abstract: Household debt has reached historic highs in the United States, increasing the importance of understanding how consumers prioritize competing financia…
Abstract: Many debt collection organizations believe AI adoption must wait until legacy platforms are replaced. But that assumption is outdated now. By adopting…
Case Snapshot Case Name: Ward v. National Credit Systems, Inc. Court: U.S. Court of Appeals for the Tenth Circuit Area of Law: Fair Credit Reporting Act (FCRA) …
The Washington State Department of Financial Institutions (DFI) has officially entered into a consent order with a residential mortgage lending company to settl…
The Securities and Exchange Commission (SEC) of the Philippines has fined Inclusive Credit Lending, Inc. ₱1.03 million after finding that its Pinoy Peso online …
The Commodity Futures Trading Commission has lost roughly one-quarter of its workforce during President Donald Trump’s second administration, reducing staffing …
AI audit trails are becoming essential for AI compliance in debt collection. Learn why explainability, documentation, and governance will define responsible AI adoption.