Imagine receiving a terrifying pop-up warning that your Windows computer has 37 dangerous viruses and you have 60 seconds to call Microsoft support—you panic, call the fake number, and within minutes a "technician" gains remote access to your computer, shows you fake virus scans, and convinces you to pay $300 for repairs you never needed, only to discover later that real malware has been installed and your banking passwords have been stolen. This nightmare is happening to 4.8 million people ever