Many of us suffer due to bad credit history, scores, or both. Today, roughly half of the population across many countries, have a credit score that is considered unhealthy. For those of us with a bad credit performance, loan options are limited and expensive. Taking out loans in such situations often remains a tough decision and one that must be used only when required. However, when in a situation that makes a loan necessary, one often tends to prefer 3 qualities in loans:
- Quickness
- Certainty
- Flexibility
At CashAmericaToday, we are a trusted name in direct lending, and we provide installment loans that are quick and reliable. Our loans feature a healthy degree of flexibility, making them a great choice for borrowers in need.
Not All Installment Loans provide Quick Approvals
Many direct lenders, like us, offer installment loans. However not all direct lenders accept all credit histories and scores and not all direct lenders focus on offering quick approvals. At CashAmericaToday, we have understood that most of our borrowers choose a direct lender because they need money soon, they have a bad credit history or both.
We have established a preferable spot in the direct lending market by continually providing quick and convenient loans. Our loans don’t just provide quick approvals, but also feature a lean process that provides funds quickly too.
Our installment loans feature instant approvals i.e. when you apply for the loan, once your eligibility for the loan is validated, you get a loan approval instantly, so that you can then receive and accept our loan offer with no delay, thus enabling us to process your deposit thereafter, making the entire loan process quick.
How Trusted Online Direct Lenders are changing the Market
Just two decades ago, non-bank direct lending was indeed a highly unorganized sector of business. Today, various legal requirements, influential criticism, and stiff competition have made the environment more customer-friendly and thanks to the opportunities of online direct lending, much has changed in the market to the benefit of the end customer.
As one of the more established and reputed online direct lenders, we at CashAmericaToday are proud to share some of the key ways in which the most trusted names have positively impacted the direct lending market over the years:
- Direct lender loans have become more easily available
- Loans have increased flexibility and reliability
- Competition and stricter regulation has led to better lending rates
- Technology and customer focus have led to easier loan application processes
Can You Do Something to Get Your Loan Quicker?
When opting for a direct lender loan, as discussed earlier, quickness is often a priority. Apart from choosing a trusted online direct lender offering installment loans with instant approvals, there are certain points you can keep in mind to get your loan quicker:
- Apply for your loan without a delay once you know about the need
- Stay reachable so your lender can get in touch if needed
- Keep the required information and documentation ready before you apply for the loan
- Provide complete, clear, and genuine details and documentation
- Understand and accept the loan offer promptly
Apply Online for an Instant Approval Installment Loan
Applying for an online installment loan that features instant approval, is a simple and quick process when you choose CashAmericaToday. Our loan application process is completely online. We offer flexibility in terms of acceptance of all credit scores and in terms of repayment choices. With us, you can choose between monthly as well as bi-monthly installment loans with tenures ranging from 3 to 24 months depending upon your loan eligibility. Once you’re ready for the next step, you can simply proceed to our loan application. Alternately, you can find out more about our installment loans before applying for them.
