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How to secure your Savings Account?

Banking refers to the comprehensive financial activity through which the movement of money is managed. Given this, banking has a part to play in your personal and the country’s financial system at large. In India, the banking sector is extensive, including innumerable public, private, and cooperative banks, which the Reserve Bank of India regulates. This […]

July 12, 2024July 12, 2024

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Why should you apply for a House Renovation Loan?

A home is not just a roof above your head. It is a symbol of pride, status, and accomplishment. It is a pleasure to live in a beautiful house. While aesthetics and comfort matter, you should focus equally on its location and construction quality. The condition and ambience of your home create a first impression […]

June 7, 2024June 7, 2024

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How to Choose Your Next Savings Account When Opening One?

A Savings Account lets you deposit your funds and earn interest at a specific rate the bank decides. This account is regarded highly due to its liquidity, safety, reliability, and convenient access. You can usually open this Bank Account individually or jointly with another account holder. Today, there are different Savings Accounts to choose from when opening […]

May 22, 2024May 22, 2024

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What does CVV in Credit Cards mean?

Think about this: Your mother's birthday is in two days. You want to buy a pretty necklace for her, but it is expensive. You do not have enough funds to buy them. But you are sure you want to buy that necklace. A Credit Card could help here. It offers money to buy that necklace. […]

May 4, 2024May 4, 2024

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A brief guide to understanding Credit Card interest rates

Credit Cards are an indispensable part of people’s lives. It is easy to use. It also offers several advantages to the modern consumer, from financial flexibility to lifestyle-enabling rewards. They are excellent tools that let you finance your out-of-pocket expenses without the initial cost burden. However, to enjoy the various benefits of a Credit Card, […]

April 29, 2024April 29, 2024

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How do Personal Loans help you with debt consolidation?

Expenses hit you when you least expect them. For instance, an increase in your child’s college fees, a family member requiring sudden hospitalisation, or a deposit for your home rent are sudden expenses that may not allow time for planning. You can learn more about the meaning of Consolidation Loans and apply for them. Impulse spending could […]

April 28, 2024April 28, 2024

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RDs vs Mutual Fund SIPs: Which is a better investment option?

Typically, holding money in a Bank Account assures its safekeeping but does not grow. Given that the money held in your Bank Account may lose its value, reducing its purchasing power, thereby raising inflation. Investing helps you grow your money. This increases your money's value, letting you retain your purchasing power despite the rising inflation. […]

April 18, 2024April 18, 2024

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4 Instant Personal Loan hacks to know before applying at banks

Those days are gone when you stood in long queues to apply for a Loan. With advanced technology, borrowers can get Instant Personal Loans with just a few clicks or taps. These are a great way to cover all your financial needs, such as paying electricity bills, medical bills, school and college fees, etc. You […]

April 15, 2024April 15, 2024

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Why is it a good idea to open a Savings Account for your child?

One of the best things parents can do to educate their children about finances is to assist them in opening a Bank Account. It is an excellent gift for a young child. It may seem silly initially to open an account for a toddler, but the reality is that this account will grow as they […]

April 3, 2024April 3, 2024

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A step-by-step guide for a Rs. 50 lakh Home Loan EMI application

Owning a home is a dream for many, but the financial aspect can seem daunting. Fortunately, Home Loans make it possible to turn that dream into reality. If you are considering applying for a Rs. 50 lakh Home Loan EMI, here is a guide to help you figure out the process: Check your […]

March 31, 2024March 31, 2024

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The Ultimate Guide to Gratuity and NPS Calculators

Retirement planning is more than a task; it's an art that balances current needs with future dreams. In the era where financial literacy is becoming as crucial as savings themselves, individuals are seeking smarter ways to secure their golden years. Enter the realm of advanced financial tools like the gratuity calculator in India and the […]

March 26, 2024March 26, 2024

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Things to know about the Home Loan sanction letter

If you search for India's top investment options, real estate investment would be at the top. Real estate is a broad category. There are different types of properties you can choose from. Residential properties are a popular choice. You gain ownership of your dream home and enjoy incredible capital appreciation. It also lets you boast […]

March 26, 2024March 26, 2024

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Factors to note while converting Credit Card bills into EMIs

Credit Cards offer credit to their users and provide them with the liberty to make repayments in instalments at their convenience. Lately, they are the most useful financial instruments. Whether you need to make huge payments or pay in emergencies, you can use them conveniently anytime. If you buy a product costing more than your […]

March 15, 2024March 15, 2024

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Tips to earn higher interest rates on Zero-Balance Savings Accounts

Zero-Balance Savings Accounts offer a convenient and accessible way to manage your finances without the need of maintaining a minimum balance. While these accounts typically offer lower interest rates than other saving instruments, there are different strategies you can employ to maximise your returns and make the most of your zero-balance account. Here are practical […]

February 27, 2024February 27, 2024

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Everything to know about Tax-Saving Fixed Deposits

Opening a Fixed Deposit is an excellent way to earn interest rates instead of letting the funds sit idle in your Savings Accounts. FDs are a widely preferred investment option. They offer the possibility of assured returns and are considered a safe avenue to invest your funds. Besides this, when you decide to open a […]

February 22, 2024February 22, 2024

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Buying a second-hand car? Remember to check these aspects

Purchasing a second-hand car may be a wise decision if you have budget constraints or are a new driver. Since new vehicles start losing value the moment they roll out of the showroom, you can enjoy a lot of savings even by going for a vehicle that is a few months old. Buying a used […]

February 16, 2024February 16, 2024

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Check for these factors on the Credit Card statement

Over the years, our dependency on banks has increased in manifolds. Earlier, you had to primarily visit the banks to ensure the safekeeping of your money. Now, you can approach the bank to handle every small or big financial requirement. You can rely on the bank to secure your money, make transactions, invest, avail of […]

February 7, 2024February 7, 2024

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Everything to know about the overdraft facility under the Current Accounts

A Bank Account is a popular financial instrument that lets you park your money securely, make different transactions, and conduct numerous banking activities. You can choose from different Bank Accounts. Each account has unique features and benefits, consider them to open a suitable account. You can open any Bank Account with any leading bank. Typically, […]

January 23, 2024January 23, 2024

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Frequently asked questions on Car Loans

Beyond its symbolic value, a car diminishes reliance on public transportation. It offers a more efficient means of reaching destinations swiftly. However, buying a car necessitates substantial financial investment. Even opting for a used car involves a noteworthy expenditure. Hence, people apply for a Car Loan. It lets them purchase a car by providing the necessary […]

January 17, 2024January 17, 2024

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Things to know about Current and Savings Accounts

What are the ways you save your money? If you see past mediums, storing a significant sum in a steel locker at your home is the best way of preserving money. This is the ideal way you can manage funds daily, weekly, and monthly for handling your financial commitments. So, are there better options? If […]

January 11, 2024January 11, 2024

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Why should you open more than one Savings Account?

Opening a Savings Account is generally a smart move when managing your finances. It is also the most popular Bank Account, letting you deposit money safely. It helps you earn a modest interest and withdraw the funds anytime. While having a Savings Account is beneficial, have you thought of opening several of them? It may […]

December 31, 2023December 31, 2023

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Exploring the key features of a Savings Account

A Savings Account is often considered the most popular Bank Account to consider. It is a basic Bank Account that you can open with a bank and use for various purposes. Here is a guide on Savings Accounts and the key features of such an account. About Savings Accounts A Savings Account is a Bank […]

December 21, 2023December 21, 2023

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Credit Card Loans: What you need to know

A Credit Card Loan is a financial service that allows cardholders to borrow cash against their credit limit. While Credit Cards are primarily used for purchases, a Credit Card Loan provides a way to obtain immediate cash, like a Short-Term Loan. Here are some things to know about it: Eligibility criteria The eligibility requirements for […]

December 13, 2023December 14, 2023

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