KY Property insurance is essential for Kentucky homeowners because it covers your personal assets and home from damage caused by a variety of weather events. Windstorms, tornadoes, flooding and more can leave your Kentucky home with extensive damage.
The cost of KY property insurance depends on the age, type and quality of your home. It's also important to compare quotes from different providers before choosing a policy.
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Kentucky's landlocked location and climate keep home insurance rates low, compared to the national average. Flooding and landslides are the most common property loss risks in Kentucky, but these events don't typically result in major damage.
Tornadoes and wind damage aren't usually covered under a standard Kentucky home insurance policy, but they do occur in the state on occasion. This is why it's a good idea to shop around for policies that include tornado and windstorm protection.
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