The evolution of technology and economic conditions has greatly influenced our financial landscape, resulting in significant changes in our banking requirements. Standard banking products that once met our needs are no longer adequate to meet our evolving demands.
In response to this shift, the idea of Premium Banking has emerged as a more advanced version of banking, offering enhanced services tailored to individual financial needs and lifestyle preferences. Here are the top services this banking offers:
- Advanced solutions
Premium Banking provides you with a host of superior banking solutions. The end goal is to make your banking experience joyful yet easy. Therefore, you can expect to get access to the following:
- Easy remote Account opening
- Preferential rates on Remittances
- Unlimited & free ATM withdrawals
- Higher interest rates on Fixed Deposits
Note that these Premium Banking services vary from bank to bank. It all depends on your eligibility and your banking partner’s policies.
- Extensive support
In regular banking, we seldom get extensive support for our needs. But with Premium Banking, members receive consistent support from experienced relationship managers. These individuals help customers with an array of banking and Wealth Management requirements. Since they have the backing of a team of experts, they also offer expert guidance. For instance, you wish to venture into Mutual Fund investments.
But you do not know which type to invest in. Now, the relationship manager can guide you on the same. By assessing your current financial situation and investment experience, they will give you valuable insights.
- Customised wealth solutions
Premium Bank Account holders get access to expert relationship managers. But apart from offering them advisory, these professionals also customise their wealth solutions. They devise comprehensive plans for the following:
- Mutual Funds
- Portfolio Management Services
- Alternative Investment Funds
- Bonds
- Asset Management
In some cases, this banking even provides members with beyond banking facilities. Some examples include trust planning, legal advisory, estate management, etc.
- Enhanced digital assistance
You get enhanced digital support and assistance. Through features like Global Link, you can view your banking records from anywhere. You also have the option of 24×7 customer support in case of an emergency.
- Lifestyle privileges
This banking is best known for its unmatched privileges. They are categorised as follows:
- Travel- Complimentary airport pick-up/drop-off, exclusive access to select domestic and international airport lounges, global travel assistance, meet-greet amenities, etc.
- Medical- Global medical concierge for personal or family medical emergencies
- Sports & entertainment- Exclusive access to golf game events, discounts on event tickets and select brands, etc.
- Educational support- Direct access to overseas educational concierge facilities to help you finance your child’s overseas education
