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IDFC Bank offers best personal loan at lowest interest rate. IDFC Bank Personal Loan can be availed for various purposes such as paying off medical bills, covering wedding expenses, travelling, purchasing personal durable goods etc. and is also known as a multi-purpose loan. The personal loan are available for customers only at 10.75% p.a. For salaried individual the maximum available loan amount is 20 lakhs and available loan tenure is upto 60 months.