Rachel Torres
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Rachel Torres

@rachel-torres

Personal finance writer and certified financial planner. Helping people build wealth through smart money habits and side income strategies.

Joined Mar 2025 Last seen 3d ago
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11 Writeups
16 Following
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Rachel Torres posted a new writeup in Finance Aug 15, 2026
Advanced Strategies for Budgeting Tips That Build Real Wealth
Finance Advanced Strategies for Budgeting Tips That Build Real Wealth

The hardest part about budgeting is not math. It is behavior. I learned that the tiring way, riding a jeepney home in Quezon City after a long market day, wondering why my income looked decent on paper but my wallet still felt thin by the third week

Rachel Torres
Rachel Torres PRO · 22 min read
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Aug 2, 2026
Why New Jersey Indian Restaurant Menus Rarely Follow India’s Meal Structure
Food Why New Jersey Indian Restaurant Menus Rarely Follow India’s Meal Structure

Dining traditions in India are deeply connected to culture, region, and daily lifestyle. Meals are often served in a specific sequence, with combinations des...


Rachel Torres posted a new writeup in Finance Jul 30, 2026
What You Need to Know About Budgeting Tips That Last
Finance What You Need to Know About Budgeting Tips That Last

The budgeting conversation usually starts with a lecture: cut coffee, cancel fun, track every peso, repeat forever. Real life is messier. A Quezon City commute can eat time and transport money before breakfast, a school project can pop up midweek, an

Rachel Torres
Rachel Torres PRO · 20 min read
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Jul 20, 2026
Why Laser Cutting Has Become So Popular in the Metal Fabrication Industry
Design Why Laser Cutting Has Become So Popular in the Metal Fabrication Industry

The rise of laser cutting in metal fabrication is transforming how businesses operate, providing solutions that prioritise speed and precision. With its ability to handle complex designs while minimising waste, laser cutting is becoming essential in various sectors. Learn how this innovative technology is setting new standards in manufacturing efficiency and quality.

MetalFab
MetalFab · 11 min read
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Rachel Torres posted a new writeup in Finance Jul 16, 2026
Common Mistakes in Budgeting Tips and How to Fix Them
Finance Common Mistakes in Budgeting Tips and How to Fix Them

The budget fails before the month even startsI have seen this happen so many times: payday comes in, bills get paid, a little reward meal sneaks in, one online checkout becomes three, and by the second week you are already whispering, “Saan napunta a

Rachel Torres
Rachel Torres PRO · 20 min read
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Jul 10, 2026
Top Strategies for Unstructured Data Management in Modern Enterprises
Technology Top Strategies for Unstructured Data Management in Modern Enterprises

IntroductionThe digital landscape is currently experiencing an unprecedented explosion of information that doesn't fit neatly into rows and columns. This vas...