Can insurance be added to a BOP?

Yes. Commercial insurance coverage is adaptable. Additional protection can be added to your BOP policy through endorsements.

Many companies will also include the following in their BOP:

When your company has a brief halt in its activities, you can collect on your business interruption insurance policy to help compensate for lost revenue and unforeseen costs.
In the case of a fire, act of vandalism, or natural disaster, the renter's insurance policy will pay for repairs to the leased facility. It's similar to renter's insurance, which many people in apartments get.
Contractors may protect their expensive tools and equipment with inland marine insurance. A general contractor or handyperson who moves between job sites might benefit since it protects their tools and equipment in transit.
When a data breach exposes sensitive client information like credit card numbers, organizations may turn to data breach insurance (also called cyber liability insurance) for financial support.
In the event of a power surge, fire, or other calamity, your electronic data processing (EDP) equipment, such as PCs and backup systems, may suffer data loss.
A customer's information storage devices may be damaged in an accident, and you may be liable for any resulting data loss. Electronic data liability insurance protects against data loss due to unintentional physical damage to a network or storage device. In contrast, cyber liability insurance often covers data loss due to a targeted software assault.
Theft from the cash register or forged checks are just two examples of how dishonest employees may hurt a firm.
HNOA, or hired and non-owned auto insurance, protects a company owner's leased and personal automobiles while they are being used for business reasons such as client visits.
Liquor liability insurance protects businesses from financial ruin if they serve an intoxicated customer.
When a customer complains about the quality of professional service, a company may rest easy knowing they are covered by professional liability insurance (also called E&O insurance for short for “errors and omissions”).