Car insurance policies come with a validity period and must be renewed before a specific date to receive the coverage advantage. Henceforth, it needs to be renewed by the due date. To avoid financial and legal problems, keep track of your car insurance renewal status, which can be done both online and offline. Using a car insurance calculator you can easily calculate your premium amount and renew your car insurance online, at your convenience.
Here is a list of ways you can keep track of your car insurance renewal status:
- Insurance Information Bureau Portal (IIB Portal): The Insurance Regulatory and Development Authority of India, often known as IRDAI, established the Insurance Information Bureau, or IIB, as a data repository for all vehicles. Follow the steps below to track your car insurance renewal status:
- Go to the official website of the Insurance Information Bureau, go to quick links, and select V-Seva.
- In the form that appears, fill in your required details, and then click on ‘Submit’.
- Your insurance details will appear.
Make sure you input the registration number of your vehicle without using any spaces or other special characters. Additionally, the service only shows data for automobiles bought on or after April 1, 2020.
- VAHAN e-services: You can go to the VAHAN e-services website if the IIB portal does not show insurance information relevant to your vehicle. It is an alternative where you can easily track the status of your car insurance. Follow the steps below:
- Go to the official website of VAHAN e-services.
- Enter your vehicle's registration number in the “Know your vehicle details” section. Click on “Search Vehicle”. It will show your car insurance expiration details.
- Regional Transport Office (RTO): Indian motor vehicle laws require every vehicle to be registered with Regional Transport Offices (RTO). On the RTO website, you can track your car insurance renewal status. Follow the steps below:
- Go to your state’s transport office’s official website and select “Online Services- For Citizens”.
- Further select “Vehicle Related Online Services”. Next, click on the link for “Vahan Citizen Services” and opt for the RTO where your car is registered.
- From the menu bar, go to ‘status’ and select “Know your vehicle details”. Fill in the needed details. Your car insurance details will appear on the screen.
- Parivahan Sewa website: This website is under the Ministry of Road Transport & Highways, and the details of motor insurance policies are updated on it. Follow the steps below to check your insurance status online:
- Go to the official webpage of Parivahan Sewa and go to the “Informational Services” tab. Further, select ‘Know your Vehicle Details’.
- Fill in the required details and click on “Search Vehicle”. Your car insurance details will be displayed along with other details.
The Ministry has also launched the mParivahan app, from where you can track these details.
- Insurance provider’s website: Every insurance provider keeps track of the insurance plans that are sold to clients. For information on your car insurance renewal status, go to your insurance company's website. The vehicle's registration number is typically required to access the details.
Aside from these, you can track your car insurance renewal status offline by referring to your policy document or calling your insurance company's customer service. It is critical to keep track of your car insurance renewal status so that you can renew your policy on time, failing which you may face a variety of financial and legal issues. You have to be cautious of the renewal time, the premium amount can be easily known using a car insurance calculator.
