The Loss Assessor will
• Gather all details to move the claim process faster
• Provide a high level of expertise & personal service
• Advise appropriately at various claim stages
• Update all information to lose adjuster and insurer whenever required to ensure the claim is processed correctly
To get the right type and level of cover, you need to first buy a right home insurance cover for your property, because you do not know when and in what circumstances, you will need to make an insurance claim.
What does Home Insurance Policy cover?
It is beneficial for home owners to have Home Insurance because, in case of any damage (environmental/ accident) and repairing, you can easily claim it. As repairing your damaged home can be very expensive, if it is insured it can save your fortune in the long run.
One should read the insurance policy carefully to check what it covers and what it does not. The insurance will cover the cost of repairing or rebuilding the home, in cases of damages caused by the storm, fire, floods, subsidence, theft, etc. Usually, the insurance claim settlement will not cover the general wear and tear and also, insurance cannot be claimed for properties which were left unoccupied for more than 60 continuous days.
If the policy includes Contents insurance also, then you can claim better settlement in case of damage caused by floods, fire, storm, thefts, etc., as it covers your possessions for loss or damage. You can easily get a new item to replace your damaged or lost one. You also get an option to get cover in case, you lose items outside your home. In such type of insurance policies, you need to pay a little excess on every claim.
Briefly, it is recommended to get the insurance cover on the items you need the most. In the event of damage and insurance claim make sure to answer correctly to the loss adjuster and insurer to save your claim from rejection.
Claim Makers, specialised in property damage, business interruption claims and storm damage insurance claims.
For more details, visit the website https://claimmakers.co.uk
