As per the Motor Vehicle Act of 1988, it is mandatory to buy Maruti car insurance if you own a Maruti car, and the same goes for Tata car insurance. It saves you from several mishaps that might happen on the road. So, whether it is a new car or a second hand, it is mandatory to have car insurance. It is important that your Maruti insurance renewal is done on time so that you have active car insurance.
Reasons to Buy Car Insurance for a Maruti Car Online
There are several reasons that can motivate you to buy Maruti car insurance. Some of them are –
- Peace of mind: The first thing that car insurance provides you is – peace of mind. You feel good knowing you are financially secure, as financial and liabilities can arise anywhere. Thus, it allows you to drive stress-free.
- Network garage: You don’t want to go through the hassle of looking for a trusted garage after your car incurs damage in an accident. Network garages are those garages included in the policy documents. When you visit a network garage, you are not required to pay for any expenses out of your pocket, as the settlement is made between the insurance provider and the garage.
- Third-party liabilities: If your Maruti car is involved in an accident resulting in damage to a third-party vehicle, property, or life, the insurance provider covers it. Also, you will be protected under the insurance plan in case of any bodily damage.
- No claim bonus: One of the huge reasons to buy Maruti or Tata car insurance online is the NCB or the No Claim Bonus. If you do not raise any claim in a year, you will be eligible to avail of the benefit of NCB at the time of the Maruti insurance renewal. This means when you have a claim-free year, the insurance provider offers you a certain discount at the time of policy renewal.
- Comprehensive coverage: Maruti car insurance offers extensive coverage. This means apart from protecting you from third-party liabilities, it also protects you from losses due to natural and human disasters. But you have to remember that third-party insurance will not cover you for these mishaps. Thus, you have to buy a comprehensive car insurance pla
- Easy claim settlement: A good insurance provider will have an easy claim settlement policy. There are two types of settlement processes – reimbursement and cashless. In reimbursement, you can pay the amount for the repair and submit the bills and receipt to the insurance provider. On the other hand, in cashless claims, you can repair your vehicle and inform your insurance provider. The claim amount will be settled between the insurance provider and the garage.
How to Buy Maruti Car Insurance Online?
No matter if you are buying Maruti or Tata car insurance, the process of purchasing insurance online is a simple and stress-free process. Read below to buy Maruti car insurance –
- Visit the official website of your insurance company.
- Click on the Car Insurance.
- Enter details like the car’s registration number, and click on proceed.
- Enter the variant name, the make and model of the car, RTO, fuel type, etc.
- Enter your personal details such as name, phone number, email Id, etc.
- Make payment and your Maruti car insurance is bought.
You cannot drive without a valid Maruti car insurance policy in India. Understandably, not everyone can afford comprehensive car insurance. Thus, buying at least third-party car insurance is mandatory to be safe from third-party liabilities. Also, Maruti insurance renewal is important if your insurance is about to end.
